- Page 234

The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading

New products are developed in the Banking industry to meet the ever-growing needs of customers. In this research work, the research choose four of the products, measured the extend to which they have been able to satisfy the customers. The products selected are SMALL CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME AND INTEGRATED... Continue Reading

Through the instrument used in monetary policy help us by the control of inflation in an economy. This to know the control of inflation using central bank of Nigeria monetary policy. Hence, this research work was focused on the investigation of the control of inflation by using central bank of Nigeria monetary policy. In carrying out this... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY Banks have been credited generally with enviable role of being a very crucial source of funds for the development of the economy. This recognition largely comes from the roles assumed by most banking institution in mobilizing deposits and channeling funds toward feasible and viable ventures. The size and... Continue Reading

The study was carried out to find the efficiency of banking activities with the application of computer. Attention was directed on the relationship between the contributions of computer application towards banking activities in the economy. The scope of the work was not all the wide, but the study was able to come up with face that... Continue Reading

The Nigerian capital market was established to perform certain functions, which are paramount to the development and growth of the economy. This includes the accumulation of capital from diveresed fund serves and make such available to users of funds. The purpose of this study was to determine the extent to which the development of... Continue Reading

The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts.  Besides a cursory look at the annual statement of most... Continue Reading

This project was undertaken to examine the importance of effective marketing of services in the Nigerian financial industries. In the past, marketing was linked to services in industries like banking and rather to manufacturing industry in recent years; however, marketing activities industry in the banking industries have acquired... Continue Reading

The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances.  However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising... Continue Reading

 ABSTRACT An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field.  The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks.     This research work will expose us to: 1.Find out the extent to which... Continue Reading

Banks deal essentially in cash financial instrument and other documents which are generally of a negotiable and easily transferable in nature. Hence it is very pertinent to say that the exposure of banks to both internal and external fraud is very great. This practice is very common to area involving cash, cheque and fraud transfer... Continue Reading

  Universal banking has been of controversial issue among practitioners and regulation of financial sub-sector of Nigeria economy.  However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication might be for the country’s financial and economic well being.  The... Continue Reading

The Role of Central Bank of Nigeria in Agricultural Finance Development, Problems and Prospects The topic provide for conceptual frame work of the role played by the CBN in the development of Agricultural sector of the Nigeria economy as its primary purpose. Its secondary purpose is to assess the policies and program of CBN to the... Continue Reading

1.0 INTRODUCTION 1.1 BACKGROUND . Agricultural is one of the most important sectors of our country’s economy. Enugu state is no exception. Enugu state, characterized by low farm incomes, primitive farming techniques which lower the level of production, and low level of capacity to satisfy the food and fiber need of the nation. Infant... Continue Reading

1.1BACKGROUND OF THE STUDY Banking enterprises is established with the assumption that the objectives of every management is to maximize profit. The importance of these organization cannot be over emphasized as they are the bed rock of other sector of the economy. A very good example of the sector is the financial institution known as the banking... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY Prior to the banking emergence of a modern banking system in Nigeria, the payment or settlement of economic transaction was through the barter system. Goods and services purchased them were settled by the exchange of commodities as money was not in existence. However, owing to the deficiencies inherent or... Continue Reading

The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks. To achieve this aim the research work has been classified under five chapters. The first chapter deals with the introduction statement of problems, objectives of the study, purpose of... Continue Reading

This work entitled “The Analysis of the performance of computerization on the Nigeria financial system” spans through chapters and can be said to be very timely and significant. The first chapter treats the introductory aspect of the work and comprehensively issues lie statement of the problems, purpose/objective of the study,... Continue Reading

Fraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud,... Continue Reading

INTRODUCTION 1.9BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY. A community bank which were established by federal government in December 1990 were designed to operate as a unit bank, a unit bank is the one which is authorized licensed to operate within a given locality where it is only authorized to open a simple office that serve as both head and Brach office. The... Continue Reading

 INTRODUCTION 1.1STATEMENT OF THE PROBLEM / OBJECTIVE OF STUDY Banks is very important in the life of a nation according to Umoh (1994) the banking industry plays the role of the engine of growth for the economy, the view was supported by Bello (1993)  The Banks Faced a lot of Problem which made the customers to be fraud of the of their deposit... Continue Reading

INTRODUCTION 1.1Background of the study In recent times, many Nigerians are living witnesses to the spate of failures, fraud and distress in the banking industry.  On the other hand, it is not far from the truth to staff that some banks in the country have been able to forge ahead and keep their head above waters inspite of the economic... Continue Reading

INTRODUCTION It is already stated that money is a common demonstration in which the rate, relation value of good and services can be expressed. Throughout history any community which form itself unto a nation for the purpose of self government immediately introduces its own distinction out of account- monetary out of account (legal Tender) In the... Continue Reading

This paper is on the role of banks in the development of entrepreneurship. It is aimed at dealing with the problems encountered by entrepreneurs in acquiring loans for their business, and also the role banks play in the development of entrepreneurship in Nigeria.  It seeks to look at the problems of getting the loans and also that of the... Continue Reading