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 The specialty literature says that the risk is an essential element for any economic activity. It can be removed, but it can be administrate. This is why everybody says that „the one that doesn’t risk is the one that risks the most” because he loses winning and development chances for his business.  A success strategy for a... Continue Reading

MONETARY POLICY MEASURES AS INSTRUMENTS OF ECONOMIC STABILIZATION IN NIGERIA In general, monetary policy refers to the combination of measures designed to regulates the value, supply and cost of money in an economy in cognizance with the level of economic activity. An express supply of money which will result in an excess demand for goods... Continue Reading

This project is a study of community bank as catalyst for rural development using ogui urban community bank as a case study. The research work brought to light the various ways through which the rural areas have been able to benefit and gain development through the existence of community banks.            During the course of the... Continue Reading

The main aim of this research work is to establish that all things being equal the loan will be safe, properly used and repaid on schedule. But this is gamble in the future. All things may not be equal and things may go wrong such that basis for optimism established and expected do not materialize.  This is why the banker should not be... Continue Reading

1.1 INTRODOUCTION OF THE STUDY The velalive insufficiency of fund for capital investment is a common factor in every economy especially in developing counties of the world. In developing counties like Nigeria; the low level of capital investment manifest in high unemployment rates; low productivity and corresponding low standard of living for... Continue Reading

INTRODUTION 1.1BLACKGROUND OF THE STUDY Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages Agriculture, savings, co- operatives and... Continue Reading

This project work is a study of the impart of Community Banks in Rural Development: case study Uli Community Bank Ltd, Uli. In carrying out the research, questionnaires were used,  which the researcher made available to the manager, staff and customers of Uli Community Bank.  Information for this research was collected from primary,... Continue Reading

This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank... Continue Reading

A survey research was made in carrying this project, clearing department as a profit generating department in banking institution. This research was carried out to reveal clearing as means of sustaining banks and suppressing frauds.  The population size of the study comprises of all staff of Enugu main branch of United Bank for Africa... Continue Reading

The credit guidelines are those monetary policy instruments used by the monetary authorities particularly the Central Bank to influence the supply, allocation and cost of credit with view to attaining specific macro-economic objectives in the country. It is a deliberate measures aimed at controlling the qualitative supply of money. Some... Continue Reading

ABSTARCT The business organization operates in an environment  and through its interactions with the various elements of this environment, it justifies its existence. The customers is the essences of business. The business organizaiton is expected to continually to satisfy it customer hence this work gets out to investigate the need for improved... Continue Reading

The study is concerned with an investigation into fraud and financial malpractices as a leading factor in business failure and eventual liquidation. A case study of Nigerian Telecommunication Limited (NITEL). By way of background, the study commenced with an overview of the business environments and its effects on business growth and... Continue Reading

The project work examine the potential usefulness of adopting a systematic methodology for the analysis and control of quit within the financial services sector and discuss the resulting information processing requirements. Two types of financial intermediaries (banks and insurance companies) are specifically examined from a total system... Continue Reading

This project is poised at x-raying the degree of the role of financial management in a co-operate organization making reference to union bank (Plc) Enugu. Financial management activity is concern with the raising of capital planning cash and credit control including the effective control of financial resources. Some thought were giving to... Continue Reading

The main objective of any financial institution is to harness their profit making potentials and subsequent development and growth.  An the purpose of this study is to urge banks to adopt the efficient use of information technology in all their banking operations.  This will in turn load to increased customer’s  satisfaction and... Continue Reading

Central banks are general known to be concerned with the maintenance of monetary stability.  This task involves the regulation of money in circulation consistent with the absorphic capacity of the economy axiomatically, excessive growth in money supply rates to high rates of spending on domestic or foreign goods given that domestic... Continue Reading

The economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the country. Like in banks in most developing economic (Nigeria inclusive) the role of... Continue Reading

1.0INTRODUCTION The banking decree of 1969 in defining the banking business incorporated all the functions of the institutions.  However, in terms of what services banks offer to the public, three stand out distinctly deposit and payment mechanism, finance and credit and money creation. The role the banks play by facilitating payments for goods... Continue Reading

  BACKGROUND OF THE STUDY Bank has been defined in various ways by different people. It is basically a service industry operated by people for the general interest of the public providing a mechanism for the mobilization of finds from surplus units in the economy and channeling them to the deficit units through extension of credits. The link... Continue Reading

This work is designed to examine the assessment of the role of the mass media in anti-corruption campaign. It is organized into five very instructive chapters. Chapter one deals with the background, statement of the problems, research questions and hypotheses, assumptions and limitation of the study among other things. Chapter two is... Continue Reading

In the banking industry, effective implementation of banking rules and regulations, organizational policies and procedures is very important in other to achieve the goal of the organization.  In other to achieve this, managers, operators of the banking industry will sit up for their responsibility in bringing about the much desired goal... Continue Reading

This project is seriously discussing the function and the role of which the community bank played in Economic development in Nigeria. The project is specifically subdivided in to three major chapters.   These chapters bell the roles and subdivided the role of which they played. For instance the chapter one discuss the introduction and... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY The Nigerian economy has undergone structural changes in the past three decades from a predominantly agricultural economy in the 1960s to an economy mainly valient on oil from the mid 1970s  The growth in oil earnings was not fully internalized into the economic system. The result was that the consumption... Continue Reading

1.1BACKGROUND OF THE STUDY  There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the spirit of the structural Adjustment programme (SAP) of the Federal Government the Central Bank of Nigeria issued a circular on interest rates bordering on the deregulation of this financial sector of... Continue Reading

Universal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by... Continue Reading