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INTRODUCTION 1.1BACKGROUND OF THE STUDY Broadly speaking, there are two kinds of chance revolutionary or discontinuous change which is gradually and common (suble) yet dynamic. It is this latter form of change that is advocated for the development of Nigerian securities market vis-avis the capital market as a means of sourcing funds for the public... Continue Reading

This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank.   The study is motivated by the necessity to establish the extent of Agricultural Co-operatives. To solve the research problem primary and secondary data was collected.  The data were questionnaire and oral... Continue Reading

This research work was aimed at list for creating ideas on how to amend financial problems of Nigerian Bread Industry. Using freedom bakery Enugu-examined the commitment of the bakery service and better advice in the appropriate of the quality of financial service to be used so as to increase the financial sector of the freedom backery... Continue Reading

The community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas. The poor... Continue Reading

The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu. To guide this research, the following eight research questions were formulated as thus What are the control measures against the bad debt in the bank being achieved? To what extent... Continue Reading

1.1INTRODUCTION The role of banking sector in a develop economy such as ours can not be over emphasized.  Banking sector forms the life wire of  economic growth of any nation.   According  to recent publication by an international magazine banking sector contributed about 55% of the total economic development of Nigeria.  Also  the... Continue Reading

The research work was carried out in a bid to examine the role of computers in the detection and prevention of frauds in the Nigerian commercial banking industries.  1.The aim of the study was to know whether computer are more effective and efficient and  efficient in the detection of frauds.  2.The study also identified how fraud can... Continue Reading

1.1 Introduction    The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have... Continue Reading

This research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified. To solve the research problem... Continue Reading

This researcher work is a survey of an analysis of the effect of interest rate deregulation on the profitability of commercial banks. The research to work tried to find out among other objectives, the impact of deregulation of  interest rate policy on the profitability of commercial bank. In carrying out the research, the regression and... Continue Reading

INTRODUCTION This chapter deals with the background of the study statement of problem, objective of study, research questions, significance of the study, hypothesis, scope, limitation of the study and definition of terms. 1.1 BACKGROUND OF THE STUDY The era of oil boom in 1970’s in Nigeria economy lead to the nations over reliance on oil as its... Continue Reading

This study focuses on finding out the extent to which development banking has aided in development of the Nigeria Economy through financing and granting of medium and long term loans for capital projects and other related services like providing technical services to their bank customers who engage in promotional activities to stimulate... Continue Reading

Universal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY It is certain that Nigeria is endowed with a lot of natural resources. These resources to mention but a few are skel, crude oil, natural gas, Iron ore, palm oil, ground nut yam, cassava etc. these resources found the major export earning before the era of independence an generate 80% of our then total... Continue Reading

Research concerns “Bank failure” causes and consequences” Bank failure in our banking industry has become a peculiar household word in this country, which cannot be overemphasized. It is a re-current issue, which caused to captivate many individuals and banks, which has caused untold hardship to collective individuals, individual,... Continue Reading

1.1INTRODUCTION Most businesses use planning and budgeting procedures to prepare for the future. Manufacturing firms need to understand the relationship of sales revenue to product costs, selling expenses and administrative expenses as yearly as possible in product development. Therefore, the practice of standard costing and budgetary control... Continue Reading

INTRODUCTION 1.2BACKGROUND OF THE STUDY Banking business started as far back as the seventeenth century. When the receipts issued by Goldsmiths to depositors were used as a means of exchange in commercial transaction. Because these receipts were accepted generally, they became transferable too. A bank is an institution where money and valuables... Continue Reading

INTRODUCTION  1.1BACKGROUND OF THE STUDY  The performance of the Nigeria banking sector has been a serious concern to the generality of Nigeria. Such Nigerians includes but are not restricted to politicians, the military, the academic community  , industrialist , traders, and even the peasant community. As one reflects on the present state of... Continue Reading

INTRODUCTION A bank can be defined as any person that provides the minimum banking services and which is licensed as a bank by federal government in Nigeria as banking institution. This minimum banking service includes: a.Acceptance of deposits from customers b.Marketing payment locally or outside Nigeria c.Granting loans and similar instruments... Continue Reading

INTRODUCTION 1.1  BACKGROUND OF THE STUDY Standard trust bank PLC commercial operations in August 1997 as a commercial bank with five business offices driven by a board of directors, a management team and staff focused on revolutionizing the Nigerian banking industry.  Following the resolution of the board of directors at an extra-ordinary... Continue Reading

1.1BACKGROUND OF THE STUDY Man, Since the past ages, has been battling with procurements of a reasonable standard of living and the ways of managing his perpetual inadequate.  The eventful development of organised Society had to the Institution of government.  During the 15th Century, when mercantilism  was the order of the, government had... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY As competition between businesses geared up, if becomes imperative to turn, attention to customers needs and wants which are naturally insatiable. The marketing concept arose to challenge all other previous concept. Orjih (1998) in his book “Seminar in Banking and finance.” Concluded that marketing... Continue Reading

The central bank of Nigerian (C.B.N) started full-scale operation on 1st July 1959, and since its inception like most of the central bank the world over, performs certain national and international functions one of which is the management of foreign debt. So this project examines the role of CBN in the management of foreign debt. A lot of... Continue Reading

INTRODUCTION I.IBACKGROUND OF THE STUDY Before the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The... Continue Reading

INTRODUCTION 1.1BACKGROUND OF THE STUDY One important factor affecting the level of economic activities in any economy is change in supply.  These changed affects directly the rate of spending by the citizen of the country.  It is therefore, because of the economic importance of monetary that the monetary authorities has devoted time and... Continue Reading