THE IMPACT OF MICROFINANCE INSTITUTIONS ON WOMEN EMPOWERMENT IN PATONGO TOWN COUNCIL, PADER DISTRICT A CASE STUDY OF PATONGO SAVINGS AND CREDIT CO-OPERATIVE SOCIETY (SACCO)

  • Type: Project
  • Department: Purchasing and Supply
  • Project ID: PAS0235
  • Access Fee: ₦5,000 ($14)
  • Pages: 59 Pages
  • Format: Microsoft Word
  • Views: 184
  • Report This work

For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

TABLE OF CONTENTS

DECLARATION ................................................................................................................. i

APPROPV AL ..................................................................................................................... ii

ACKNOWLEDGEMENT .................................................................................................. v

DEDICATION ................................................................................................................... vi

ACRONYMS .................................................................................................................... vii

CHAPTER ONE ............................................................................................................... 1

INTRODUCTION ............................................................................................................. 1

I . I Background of the study ............................................................................................... I

1.2 Problems statement ....................................................................................................... 2

I .3 Over all objectives: ....................................................................................................... 3

I .3. I Specific objectives ..................................................................................................... 3

I .4 I Research questions ...................................................................................................... 3

1.5 Justification of the study ............................................................................................... 3

I .6 The scope of the study .................................................................................................. 4

I. 7 Conceptual frame works ............................................................................................... 4

CHAPTER TWO .............................................................................................................. 5

LITERATURE REVIEW ................................................................................................ 5

2. I Introduction ................................................................................................................... 5

2.2 The concept of credit loans: .......................................................................................... 5

2.3 Empowerment strategies of women accessing microfinance credits: ........................... 9

2.4 Contributions ofMFis to women's empowerment.. ................................................... I I

CHAPTER THREE ........................................................................................................ 16

RESEARCH METHODOLOGY .................................................................................. 16

3.0 Introduction ................................................................................................................ 16

3.1. Research design ......................................................................................................... 16

3.2. Study area .................................................................................................................. 16

3.3. Study population ........................................................................................................ I 6

3.4. Sample selection ........................................................................................................ I 7

3.5. Data collection ........................................................................................................... I 7

3 .6. Data analysis .............................................................................................................. 17

CHAPTER FOUR ........................................................................................................... IS

FINDINGS AND DISCUSSIONS .................................................................................. 18

4. I Introduction ............................................................................................................... 18

4.2 Socio-economic background of the study population ............................................... I 8

4.2.1 The age of the respondents ...................................................................................... 18

4.2.2 Marital status of the respondents: ............................................................................ 20

4.2.3 Types of household of the respondents: ................................................................... 21

4.2.4 Education of the respondents ................................................................................... 23

4.3 MFis service to women in Patongo town council... .................................................... 24

l1l

4.3.1 Patongo Sacco .......................................................................................................... 24

4.3.2 Services offered by Patongo Sacco .......................................................................... 26

4.3.3 Membership to Patongo saaco ................................................................................. 27

4.3.4 Factors hindering women from joining Patongo Sacco ........................................... 27

4.4 contributions I benefits ofMFI on women's empowerment strategies in Patongo town

council ............................................................................................................................... 29

4.4.1 Changes in house hold income and its use by the respondents: .............................. 29

4.4.2 New information learnt from MFI ........................................................................... 31

4.4.3 Respondents attitude about the credit scheme ......................................................... 33

4.4.4 MFI and women's empowetment ............................................................................ 35

4.4.5 Challenges facing the beneficiaries ofMFI in patongo town council ..................... 37

CHAPTER FIVE ............................................................................................................ 41

SUMMARY, CONCLUSION AND RECOMMENDATION ..................................... 41

5.1. Introduction .............................................................................................................. 41

5.2. Discussions and conclusion ..................................................................................... 41

5.3 Recommendations ..................................................................................................... 44

5.4. Suggested areas for further research ........................................................................ 45

REFERENCES ................................................................................................................ 47

APPENDIX A: QUESTIONNAIRES ......................................................................... 49

APPENDIX B: PROPOSED BUDGET ..................................................................... 52

APPENDIX C: TIME FRAME ................................................................................... 53

1.1 Background of the study. 

1.2 In most parts of Africa, women neither own land nor inherit it. In ability to own property not only effectively blocks the women from decision making but also creates a serious obstacle to obtaining credit, leading to lack of economic independence (Nycander, 1998) leading principles of the financial institutions continue to be inclined to possession of collateral and the ineligibility for credit coupled with lack of access to women's capability to participate in development activities. According to K.C Shild1ae a11d Lekshenry Shekhar (2003), while lending money, batlicers frequently secure the loa11s. In some cases, a banker may grant a loa11 on the personal security of the harrower or on the personal security couples of the borrower or on the personal security coupled with the guarantee of a 11 other person or on ever often he insists on collateral securities against loans. Many of the co-operatives and credit Women income also attracted only low income urban salary earners a11d have not been able to take root in rural areas (Muyenzi, 1999). Realizing that lack of access to financing at affordable rates by poor and in particular the women many development agencies have turned their firms towards utilizing credit as a development tool. For instance, many non-governmental organizations begun to realize that, the formal credit institutions a11d development progra111mes were not providing appropriate services to the poor women to e1mance their empowerment yet they remained committed to servicing an extremely narrow range of clients who happen to be men.



THE IMPACT OF MICROFINANCE INSTITUTIONS ON WOMEN EMPOWERMENT IN PATONGO TOWN COUNCIL, PADER DISTRICT A CASE STUDY OF PATONGO SAVINGS AND CREDIT CO-OPERATIVE SOCIETY (SACCO)
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

Share This
  • Type: Project
  • Department: Purchasing and Supply
  • Project ID: PAS0235
  • Access Fee: ₦5,000 ($14)
  • Pages: 59 Pages
  • Format: Microsoft Word
  • Views: 184
Payment Instruction
Bank payment for Nigerians, Make a payment of ₦ 5,000 to

Bank GTBANK
gtbank
Account Name Obiaks Business Venture
Account Number 0211074565

Bitcoin: Make a payment of 0.0005 to

Bitcoin(Btc)

btc wallet
Copy to clipboard Copy text

500
Leave a comment...

    Details

    Type Project
    Department Purchasing and Supply
    Project ID PAS0235
    Fee ₦5,000 ($14)
    No of Pages 59 Pages
    Format Microsoft Word

    Related Works

    TABLE OF CONTENTS DECLARATION ................................................................................................................. i APPROPV AL ..................................................................................................................... ii ACKNOWLEDGEMENT... Continue Reading
    ABSTRRACT The topic of the study was to assess the effects of book keeping on the performance of financial institution. The researcher used the case study of Kitgum cooperative savings and credit society (SACCO). The study was guided by three objectives (i) To find out the effects of account preparation on performance of financial institution;... Continue Reading
    ABSTRACT An Optimized loan process management system is meant to store, update and help in the follow up of clients who are on loan program at Kitgum Cooperative Savings and Credit Society in loan department and store confidential information on them. This will also cater a newly accepted client under the department. It's in due course because of... Continue Reading
    This study was conducted in Wajir County to examine the impact of microfmance institutions on women empowerment. The objectives of the study were to examine the impact of microfmance on women's incomes, to find out other economic benefits of microfinance to women and to identify the challenges hindering microfinance as a tool of women... Continue Reading
    This study was conducted in Wajir County to examine the impact of microfmance  institutions on women empowerment. The objectives of the study were to examine the  impact of microfmance on women ' s incomes, to fmd out other economic benefits of  microfinance to women and to identify the challenges hindering microfinance as a tool of women... Continue Reading
    ABSTRACT The purpose of this study was to establish the contribution of on women involvement in financial generating activities In Iganga(ga The objectives of the study were: To find out services offered by KSCS to women, how KSCS has helped women to get involved in income generating activities and to find out the problems faced by women dealing... Continue Reading
    ABSTRACT The study investigated the role of FINCA micro finance institutions on the economic empowerment of the rural women in Ibakara community, Koro sub-county, Gulu, Uganda. The study objective were to, tina -&m whetA. ~ iw:al uz.ornf'A .in Thakar.a .community haY~ aC..Q.~ to FINCA microfinance institution services/ activities, to find out the... Continue Reading
    Studies done by researchers show that entrepreneurial activities among women in Kenya are  relatively lower than in developed countries. Studies done in other parts of Africa indicate that  ownership of Co-operative Societies business is mainly by women aged between 30 and 45  years. This is mainly so because the women constitute about 32% of... Continue Reading
    The study focused on savings, credit schemes and financial accessibility in Rwanda and it considered primary data. It was guided by the following research objectives; the importance of small savings and credit schemes to the people of Nyamasheke district, accessibility of financial services from savings and credit schemes in Nyamasheke district as... Continue Reading
    Abstract  The study was conducted to establish and document the contribution of microfinance to the economic empowerment of women by taking the case of Lira Municipality. The study particularly sought to establish and recommend the kind of proactive gender policy in microfinance institutions that can enhance the economic empowerment of the women.... Continue Reading
    Call Us
    Get this work
    whatsappWhatsApp Us