Project Topic on MORTGAGE FINANCING IN NIGERIA: PROSPECTS AND CHALLENGES

  • Type: Project
  • Department: Law
  • Project ID: LAW0222
  • Access Fee: ₦5,000 ($14)
  • Chapters: 5 Chapters
  • Pages: 151 Pages
  • Methodology: Statistical Analysis
  • Reference: YES
  • Format: Microsoft Word
  • Views: 983
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ABSTRACT


Mortgage financing are structured financial arrangements provided byapproved financial institutions that accept real estate as security for theloan. Basically, mortgage financing is used to acquire or purchase ordevelop a property. However, it is also used to access the equity on anexisting property. This research work examined various mortgagefinancing policies in Nigeria, highlight their performance with a view toidentify the challenges inhibiting the optimal performance of themortgage financing structure in Nigeria and suggest the way forward. Themethodology adopted was a trend analysis of the various components ofthe policy measures of the sector. The research however, found that lowawareness about existing mortgage financial arrangements, low financingcapacity of the mortgage institutions and inefficient legal frameworkamong others, remained the major impediments to the growth of thesector. It recommended that identification of new sources of financing ofmortgage institutions, streamlining of legal documentation frameworkand an active participation of the private sector would position the sectorto perform optimally and contribute to the overall economy


TABLE OF CONTENTS

Title Page 

Dedication

Declaration 

Certification

Acknowledgement 

Table of Contents 

Table of Cases

Table of Statutes

List of Abbreviations 

Abstract


CHAPTER ONE: GENERAL INTRODUCTION

1.1 Background to the Study

1.2 Statement of the Problem 

1.3 Objectives of the Study

1.4 Significance of the Study

1.5 Research Questions

1.6 Research Methodology

1.7 Scope of the Study

1.8 Literature Review


CHAPTER TWO: CONCEPT AND EVOLUTION OF MORTGAGE FINANCING IN NIGERIA

2.1 Definition of Mortgage

2.2 Historical Overview of Mortgage Financing in Nigeria 

2.3 Types of Mortgage Financing 

2.4 Sources of Mortgage Financing


CHAPTER THREE: LEGAL FRAMEWORK FOR MORTGAGE FINANCING IN NIGERIA

3.1 Legal Regime for Mortgage Financing in Nigeria 

3.2 Institutional Framework for Mortgage Financing 

3.3 Economic Implications of Mortgage Financing 

3.4 Structure of the Nigeria Mortgage Market 


CHAPTER FOUR: PROSPECTS AND CHALLENGES

4.1 Prospects of Mortgage Financing in Nigeria 

4.1.1 An Overview of Housing Delivery Policies in Nigeria

4.1.2 Government Functions on Housing Delivery 

4.1.3 Assessment of Housing Delivery in Nigeria Today 

4.2 Challenges of Mortgage Financing in Nigeria 

4.2.1 Low Interest Rate on National Housing Fund 

4.2.2 Low Level of Partnership in National Housing Fund 

4.2.3 Macroeconomic Environment 

4.2.4 Non-Vibrancy of Some Primary Mortgage Institutions 

4.2.5 Cumbersome Legal Regulatory Frameworkfor Land Acquisition 

4.2.6 The Structure of Bank Deposit Liabilities 

4.2.7 Risk Sharing 

4.2.8 Knowledge Gap

4.2.9 Taxes 


CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS

5.1 Summary 

5.2 Conclusion 

5.3 Recommendations 

Bibliography

MORTGAGE FINANCING IN NIGERIA: PROSPECTS AND CHALLENGES
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

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  • Type: Project
  • Department: Law
  • Project ID: LAW0222
  • Access Fee: ₦5,000 ($14)
  • Chapters: 5 Chapters
  • Pages: 151 Pages
  • Methodology: Statistical Analysis
  • Reference: YES
  • Format: Microsoft Word
  • Views: 983
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    Details

    Type Project
    Department Law
    Project ID LAW0222
    Fee ₦5,000 ($14)
    Chapters 5 Chapters
    No of Pages 151 Pages
    Methodology Statistical Analysis
    Reference YES
    Format Microsoft Word

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