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CHAPTER ONE 1.0       INTRODUCTION   Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that... Continue Reading
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad... Continue Reading
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy.   It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the... Continue Reading
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy.   It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the... Continue Reading
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad... Continue Reading
CHAPTER ONE INTRODUCTION  BACKGROUND INFORMATION OF THE STUDY In a modern Economy there is distinction between the surplus economic unit and the deficit in consequences a separation of the saving investment mechanism. This has necessitated the existence of financial institution whose job includes the transfer of fund from sales to investors. One... Continue Reading
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria).   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in... Continue Reading
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria). The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank... Continue Reading
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
ABSTRACT The emergence of Banks owned by the local private sector began in the mid-1970s. Financial markets in the period since independence have been dominated by foreign and government owned commercial banks. But deficiencies in financial intermediation provided an opportunity for local private investors to enter financial markets. Between the... Continue Reading
ABSTRACT  This study was embarked upon to ascertain the impact of Management Information System in bank lending decision. This study has a total of three chapters.  In chapter one, which is the introduction it emphasize that the more bank management utilize the management information system in bank transactions, greater the tendency to make a... Continue Reading
ABSTRACT This study was embarked upon to ascertain the impact of Management Information System in bank lending decision. This study has a total of three chapters. In chapter one, which is the introduction it emphasize that the more bank management utilize the management information system in bank transactions, greater the tendency to make a... Continue Reading
ABSTRACT To secure a better understanding of the impact of collateral security on bank lending. The objective of this work therefore is to examine the factors the necessitated the impact of collateral security in the Bank Lending with particular reference to the borrow and also to researchers. Primary data was generated through the administration... Continue Reading
ABSTRACT To secure   a better understanding of the impact of collateral security on bank lending. The objective of this work therefore is to examine the factors the necessitated the impact of collateral security in the Bank Lending with particular reference to the borrow and also to researchers. Primary data was generated through the... Continue Reading
ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria. The data required for achieving these questionnaire, Newspaper, Journals union... Continue Reading
ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial... Continue Reading
ABSTRACT This research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria. The data required for achieving these questionnaire, Newspaper, Journals union... Continue Reading
ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank... Continue Reading
ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank... Continue Reading
ABSTRACT Commercial banks perform numerous functions.  One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to enhance profitability of such organization and help them execute such projects, which their capital... Continue Reading
ABSTRACT Commercial banks perform numerous functions. One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to enhance profitability of such organization and help them execute such projects, which their capital... Continue Reading
ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank... Continue Reading
ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank... Continue Reading
ABSTRACT Credit management facilities, the never centre of all commercial banks operations and in its efficiency guarantees, the ability to mobilize deposit and allocate such finds to customers when have need for them. This research work examined the credit facilities and loans management of First bank of Nigeria Plc Ughelli main branch Delta... Continue Reading
ABSTRACT Credit management facilities, the never centre of all commercial banks operations and in its efficiency guarantees, the ability to mobilize deposit and allocate such finds to customers when have need for them. This research work examined the credit facilities and loans management of First bank of Nigeria Plc Ughelli main branch Delta... Continue Reading
ABSTRACT Credit management facilities, the never centre of all commercial banks operations and in its efficiency guarantees, the ability to mobilize deposit and allocate such finds to customers when have need for them. This research... Continue Reading
ABSTRACT Credit management facilities, the never centre of all commercial banks operations and in its efficiency guarantees, the ability to mobilize deposit and allocate such finds to customers when have need for them.  This research work examined the credit facilities and loans management of First bank of Nigeria Plc Ughelli main branch Delta... Continue Reading
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