AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA)

  • Type: Project
  • Department: Banking and Finance
  • Project ID: BFN1876
  • Access Fee: ₦5,000 ($14)
  • Pages: 57 Pages
  • Format: Microsoft Word
  • Views: 353
  • Report This work

For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853
ABSTRACT

The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reducing the incidence therefore.  The researcher thought test techniques intended to ascertain which find diversion has any effect on bad debts of Union Bank, to determine to extend to which government intervention in undoing policies of Commercial banks has influence bad debt in Union Bank and to determine the extend to which government intervention in lending policies of commercial banks has influenced bad debt in Union bank and to determine the extend to which improper project evaluation influences bad debts of Union bank.
A questionnaire was used to collect data and together with information obtained from oral interview and desk research as well as documented and analysed by the  use of Chi-square statistical test techniques. Three hypothesis were tested on effect of fund diversion, government intervention in lending policies and the extent to which improper project evaluation influenced bad debt of Union bank.
Relevant variable were determined and the effectives of bank loan management were measured using statistical indices and ratios.
Evidence from the replant shows to the acceptance that fund diversion affect bad debt in Union Bank, government intervention has direct influence on Union Banks bad debt and that improper project evaluation has significant influence and bad debt of Union bank.
On these basis, the researcher made her recommendations and concluded that banks should lent to viable projects and ensure that it is backed by adequate collateral. 
It is suggested that future research in this area should examine on community banks, foreign banks and government owed bank like federal mortgage bank of Nigeria.   


TABLE OF CONTENT

Title page
Approval page
Dedication
Abstract
Acknowledgment

CHAPTER ONE INTRODUCTION 
1.1Background of the study
1.2Statement of the problem
1.3Objective of the study
1.4Research questions
1.5Research Hypothesis
1.6Significance of the study
1.7Scope and Limitation of the study   
1.8Definition of terms

CHAPTER TWO: REVIEW OF RELATED LITERATURE
2.1Theoretical Review
2.2Empirical Review

CHAPTER THREE: RESEARCH DESIGN AND METHODOLOGY
3.1Research Design 
3.2Research Methodology
3.3Sources of Data
 Method  of  data presentation.










AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA)
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

Share This
  • Type: Project
  • Department: Banking and Finance
  • Project ID: BFN1876
  • Access Fee: ₦5,000 ($14)
  • Pages: 57 Pages
  • Format: Microsoft Word
  • Views: 353
Payment Instruction
Bank payment for Nigerians, Make a payment of ₦ 5,000 to

Bank GTBANK
gtbank
Account Name Obiaks Business Venture
Account Number 0211074565

Bitcoin: Make a payment of 0.0005 to

Bitcoin(Btc)

btc wallet
Copy to clipboard Copy text

500
Leave a comment...

    Details

    Type Project
    Department Banking and Finance
    Project ID BFN1876
    Fee ₦5,000 ($14)
    No of Pages 57 Pages
    Format Microsoft Word

    Related Works

    ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria).   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in... Continue Reading
    ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
    ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
    ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
    ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria). The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank... Continue Reading
    CHAPTER ONE INTRODUCTION  BACKGROUND INFORMATION OF THE STUDY In a modern Economy there is distinction between the surplus economic unit and the deficit in consequences a separation of the saving investment mechanism. This has necessitated the existence of financial institution whose job includes the transfer of fund from sales to investors. One... Continue Reading
    ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the... Continue Reading
    ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.T his work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence  bad debt of Money-Deposit... Continue Reading
    ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence  bad debt of Money-Deposit... Continue Reading
    ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence bad debt of Money-Deposit... Continue Reading
    Call Us
    whatsappWhatsApp Us