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CHAPTER ONE INTRODUCTION 1.1   Background to the Study Insurance companies play an important role in the financial services sector of most countries by lowering total risk, contributing to economic growth and efficient resource allocation, reducing transaction costs, creating liquidity, facilitating economies of scale and spreading financial... Continue Reading
ABSTRACT This research study was designed to analyze risk management practices amongst small scale enterprise. On the course of this study, the researcher centered his analysis on some selected manufacturing businesses, servicing businesses and trading business to form a cross... Continue Reading
: The construction industry requires continuous evaluation and formulation of risk management index, but Nigeria is yet to introduce a risk rating tool for the industry. This paper therefore assessed risk management practice in Nigeria construction industry and establishes Risk Management Index (RMI). Structural questionnaire were administered to... Continue Reading
: The construction industry requires continuous evaluation and  formulation of risk management index, but Nigeria is yet to introduce a risk  rating tool for the industry. This paper therefore assessed risk management  practice in Nigeria construction industry and establishes Risk Management  Index (RMI). Structural questionnaire were... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Quantity surveying is concerned with controlling and managing construction projects. The Nigerian construction industry is faced with uncertainties. With construction targets not being met and high rate of abandoned construction projects, there is great need for proper risk assessment and... Continue Reading
ABSTRACT Projects face hurdles ranging from cost overruns, inefficiency, delays, compromised quality and ineffectiveness in meeting set objectives. The main threat to a project are mainly the expected and unexpected risks. Diligent project management dictates that all risks involved are identified, managed, controlled, mitigated or avoided to... Continue Reading
The large scale maize farming is often faces diverse risks that undermine the financial  viability of the farming venture. These risks include variability in prices occasioned by  changes in market factors, risks of pests, climate change, theft, low yield and poor seed  quality. These risks work to undermine the financial performance of the... Continue Reading
The large scale maize farming is often faces diverse risks that undermine the financial viability of the farming venture. These risks include variability in prices occasioned by changes in market factors, risks of pests, climate change, theft, low yield and poor seed quality. These risks work to undermine the financial performance of the large... Continue Reading
Women Enterprise Fund as any other credit business is exposed to credit risks. Credit  advanced to women by WEF come along with credit risk challenges. How the fund  has handled these risks challenges among women is not adequately researched  compared to other enterprises or corporations. To the researcher knowledge, there is  little... Continue Reading
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in certain financial and business transactions. It is in the light of the above assertions that this project research work is determined... Continue Reading
ABSTRACT This study examines the credit appraisal process and repayment of Bank loans at Ecobank. Specifically, the study investigates the appropriateness of the credit appraisal process of Ecobank, the relationship between loan officers and customers and the effect of loan officer – customer relationship on the credit appraisal process. The... Continue Reading
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in certain financial and business transactions. It is in the light of the above assertions that this project research work is determined... Continue Reading
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in certain financial and business transactions. It is in the light of the above assertions that this project research work is determined... Continue Reading
ABSTRACT This study examines the credit appraisal process and repayment of Bank loans at Ecobank. Specifically, the study investigates the appropriateness of the credit appraisal process of Ecobank, the relationship between loan officers and customers and the effect of loan officer – customer relationship on the credit appraisal process. The... Continue Reading
 ABSTRACT  This study examines the credit appraisal process and repayment of Bank loans at  Ecobank. Specifically, the study investigates the appropriateness of the credit appraisal  process of Ecobank, the relationship between loan officers and customers and the effect  of loan officer – customer relationship on the credit appraisal... Continue Reading
  ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in certain financial and business transactions.  It is in the light of the above assertions that this project research work is... Continue Reading
ABSTRACT This research topic is on risk analysis and financial management in commercial banks, the case study being an Islamic bank, Islamic banks are well known for interest free banking, as a result of this interest free banking, most Islamic banks resort to asset lending or business financing. This project aims to assess the type of risks that... Continue Reading
ABSTRACT This study undertakes a critical analysis of risk management as a formal technique for managing risks in project execution. It specifically probes into the proximate sources of risk into construction projects in Nigeria, the level of awareness and use of the technique amongst Nigerian construction professionals with a view to properly... Continue Reading
This study undertakes a critical analysis of risk management as a formal technique for managing risks in project execution. It specifically probes into the proximate sources of risk into construction projects in Nigeria, the level of awareness and use of the technique amongst Nigerian construction professionals with a view to properly situating... Continue Reading
ABSTRACT The study investigated the relationship between driver’s risk perception, risk-taking attitudes and risky driving behavior. The purpose of the study was to explain the variance in risky driving behavior, an outcome variable, as accounted for by risk perception and risk-taking attitude and to expand the knowledge of these personality... Continue Reading
ABSTRACT SACCOs are essential financial intermediaries especially in the rural and far to reach areas by commercial banks. Poor financial performance, insolvency and general liquidity challenges have become common to SACCOs. Loans provide the most favourable investment option for financial entities due to the interest receivable. In carrying out... Continue Reading
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in the immediate financial and business transactions.  It is in the light of the above assertion that this project research work is... Continue Reading
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in the immediate financial and business transactions. It is in the light of the above assertion that this project research work is... Continue Reading
TABLE OF CONTENTS Title Page                                                                                               i... Continue Reading
In Financial Institutions such as banks and other firms, we face financial risk which emanates from different source. Credit Risk as one of the prominent risk, had been found to reduce the efficiency of banks and other financial firms, hence, the research to model the risk . In this project, several models used to evaluate credit risk, including... Continue Reading
In Financial Institutions such as banks and other firms, we face financial risk which emanates from different source. Credit Risk as one of the prominent risk, had been found to reduce the efficiency of banks and other financial firms, hence, the research to model the risk . In this project, several models used to evaluate credit risk, including... Continue Reading
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement Table of contents Abstract CHAPTER ONE: 1.0 Introduction 1.1 Background of the study 1.2 Statement of the problem 1.3 Objectives of the study 1.4 Significance of the study 1.5 Statement of hypothesis 1.6 Research Question 1.7 Scope and Limitation of the study 1.8 Definition of... Continue Reading
ABSTRACT This study assessed the effects of earnings manipulation on bankruptcy risk of listed companies in Nigeria. To achieve the objective of this study, a total of 30 listed firms in the Nigerian Stock Exchange were selected and analyzed for this study using random sampling techniques. The corporate... Continue Reading
(A CASE STUDY OF UBA PLC)   ABSTRACT The aim of this study is to examine the pattern of credit risk management and the consequential effect of bad, doubtful and uncollectible debts. In most banks, colossal debt burden has continued to mount pressure on their ability to balance liquidity in value asset... Continue Reading
(A CASE STUDY OF FIDSON HEALTHCARE LIMITED.) ABSTRACT Risk is at the center of life itself. How pharmaceutical companies successfully implements an Enterprise Risk Management (ERM) programme, to identify and manage potential risks, can mean the difference between financial freedom and financial... Continue Reading
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