ABSTRACT
The objective of this project work is to provide an insight on the method of credit control in commercial banks. The findings are based on the outcome of going through First Bank publications, newspaper and reports and other corresponding reports of the first Bank office. The study work is divided into five chapters as follows; chapter one, the background of the study was presented specifically on the role of commercial banks and the scope of the study. Chapter two discusses the loans and advances, chapter three contains methodology and research designs, chapter four talks about presentation and analysis of data, chapter five contains summary, conclusion and recommendation made on how to solve the problem of credit control commercial banks.
TABLE OF CONTENT
Title pagei
Declarationii
Approval pageiii
Dedicationiv
Acknowledgment v
Abstract vi
Table of content vii
CHAPTER ONE
1.1Introduction 1
1.2Brief historical background4
1.3Statement of the problem 5
1.4Purpose of the objectives of the study6
1.5Scope and delimitation 7
1.6Research questions 7
1.7Definition of terms 8
CHAPTER TWO
2.1Literature review12
2.2Loans and advances12
2.3Maturity pattern of bank loan and advances 16
2.4Pattern of credit collateral securities 18
2.5The need for credit control 20
2.6Basic principles of lending 22
2.7Credit risk management 24
CHAPTER THREE
3.0 Introduction30
3.1Research methodology 30
3.2Methods of Data collection32
3.3Sources of data 34
3.4Types of data 36
3.5Summary and conclusion 37
CHAPTER FOUR
4.0Introduction38
4.1Presentation of data38
4.2dataof Analysis Methods of controlling credit in bank42
4.3Research findings44
4.4First bank credit repayment or recovering50
4.5Commencement of recovery process 53
CHAPTER FIVE
5.0Summary conclusion and recommendation 55
5.1Introduction55
5.2Limitation of the study57
5.3Recommendations59
5.4Summary of the study62
Bibliography 63
