THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUGU STATE (CASE STUDY OF UBA AND UNION BANK OF NIGERIA PLC.)


For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

ABSTRACT
The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu .A review of literature was done to ensure the conclusion of the study. Based on the analysis, Commercial Banks comply with the Central Bank of Nigeria (CBN) credit guidelines which stipulated that they should set aside 10% of their profit before tax for loan to Small Scale Enterprises (SSEs).Commercial Banks require feasibility report from SSEs before granting loan to them. Small Scale Enterprises do not provide proper feasibility studies due to poor level of education. The research concluded that for small scale enterprises to survive, there have to be a collective effort between them and banks. Also the government should engage more in the development of Small Scale Enterprises by creating and embarking on various incentives to encourage both Small Scale Enterprises and commercial banks.


TABLE OF CONTENTS Title Page ------------------------------------------ i
Approval Page ------------------------------------------------------------------------- ii
Certification ---------------------------------------------------------------------------- iii
Dedication ------------------------------------------------------------------------------ iv
Acknowledgement ------------------------------------------------------------------- v
Abstract ------------------------------------------------------------------------------- vi
Table of Contents -------------------------------------------------------------------- vii
CHAPTER ONE: INTRODUCTION
1.1 Background of the study -----------------------------------------------------1
1.2 Statement of the Problem -------------------------------------------------- 3
1.3 Objectives of the Study ------------------------------------------------------ 5
1.4 Research Question ------------------------------------------------------------ 5
1.5 Hypotheses ----------------------------------------------------------------------6
1.6 significance of the Study ---------------------------------------------------- 6
1.7 Limitations of the Study ----------------------------------------------------- 7
1.8 Definition of terms ------------------------------------------------------------ 8

CHAPTER TWO: REVIEW OF RELATED LITERATURE
2.1 The meaning of Small Scale Enterprises -------------------------------- 9
 2.2 Roles and Importance of Small Scale Enterprises (SSEs) ----------- 12
2.3 Funding Needs and sources of Funds For Small Scale Enterprises (SSEs) --------------------------------------- 15
 2.4 The predominance of Small Scale Enterprises In Nigeria ---------------------------------------------------------------------- 21
2.5 Problems facing Small Scale Enterprises in Nigeria ----------------- 24
2.6 Commercial Banks financing Small Scale Enterprises Under the New Central Bank of Nigeria (CBN) Directive and its likely impact ------------------------------------------- 31

CHAPTER THREE: RESEARCH DESIGN AND METHODOLOGY
3.1 Population of the Study --------------------------------------------------- 36
3.2 Determination of Sample Size ------------------------------------------- 36
3.3 Instruments of Sample Size ---------------------------------------------- 36
3.3.1 Primary Data -------------------------------------------------------------- 37
3.3.2 Secondary Data ----------------------------------------------------------- 37
3.4 Method of Data Collection ----------------------------------------------- 37
3.4.1 Questionnaire Administration ---------------------------------------- 38
3.4.2 Interview Method -------------------------------------------------------- 38
3.5 Method of Data Presentation ------------------------------------------- 38

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Data Presentation-Primary Data --------------------------------------- 40
4.2 Presentation of Questionnaire Results in Percentages ---------- 42
4.3 Statistical Tools ------------------------------------------------------------- 53
4.4 Testing of Hypotheses ---------------------------------------------------- 53

CHAPTER FIVE: SUMMARY OF FINDINGS, CONCLUSIONS AND RECOMMENDATIONS
5.1 Summary of Findings ----------------------------------------------------- 56
5.2 Conclusion ------------------------------------------------------------------- 57
5.3 Recommendations -------------------------------------------------------- 58
5.4 Suggestions for Further Research ------------------------------------- 61
Bibliography ---------------------------------------------------------------- 62
Appendices --------------------------------------------------------------- -- 65

THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUGU STATE (CASE STUDY OF UBA AND UNION BANK OF NIGERIA PLC.)
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

Share This
Payment Instruction
Bank payment for Nigerians, Make a payment of ₦ 5,000 to

Bank GTBANK
gtbank
Account Name Obiaks Business Venture
Account Number 0211074565

Bitcoin: Make a payment of 0.0005 to

Bitcoin(Btc)

btc wallet
Copy to clipboard Copy text

500
Leave a comment...

    Details

    Type Project
    Department Business Administration and Management
    Project ID BAM4793
    Fee ₦5,000 ($14)
    No of Pages 65 Pages
    Format Microsoft Word

    Related Works

    ABSTRACT The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale... Continue Reading
    ABSTRACT  The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industries In Nigeria. A case study of Union Bank of Nigeria PLC. The major objective of the study is to ascertain the extent to which Union Bank of Nigeria PLC has helped to financial small scale industries in Nigeria. The instrument of data collection is... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industries In Nigeria. A case study of Union Bank of Nigeria PLC. The major objective of the study is to ascertain the extent to which Union Bank of Nigeria PLC has helped to financial small scale industries in Nigeria. The instrument of data collection is... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires... Continue Reading
    ABSTRACT The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc. The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries/. Instrument of data collection is questionnaires... Continue Reading
    ABSTRACT Small and medium scale enterprises are many in our economy and plays the vital role of providing specialized services to the customers of the large scale enterprises. Moreso, it is a source of income or employment for greater percentage on Nigerians. It becomes paramount that financing of the small and medium scale enterprises to the... Continue Reading
    ABSTRACT Small and medium scale enterprises are many in our economy and plays the vital role of providing specialized services to the customers of the large scale enterprises. Moreso, it is a source of income or employment for greater percentage on Nigerians. It becomes paramount that financing of the small and medium scale enterprises to the... Continue Reading
    Call Us
    whatsappWhatsApp Us