Not, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it.
However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II in some areas of the country.
The fundamental concepts of a Community bank is of self-sustaining financial institution owned and managed by community or a group of communities for the purpose of providing credit deposit, banking and other financial services to its members, largely on the basis of their self-recognition and credit worthiness.
This research, work has five chapters. The first chapter of this document contains a general discussion ie introduction of the topic of scrutinizes Community Banking. It want further to state the background of the study, statement of problems, objectives of the study, statement of hypothesis, scope and limitations of the study, finally the definition of terms.
A number of past related literature were vividly reviewed in chapter two for the purpose of effective and comprehensive study in other words, highlighted the objectives and functions of Community Banks vice-versa.
Chapter three deals with the research design and methodology, method of research design, sources of data, selection of population, sample and sampling techniques. It also deals with method of data presentation and analysis.
The data got from research survey were analyzed and interpreted in chapter four.
Finally, the fifth chapter made by the researcher saw to the summary of findings, recommendation and conclusion.
The major findings of the study is that Ndiafia Community Banks been the case study of this research work could be rited as fair and good as regards its roles in her services and this is obviously manifested by their performance since the bank was open.
TABLE OF CONTENT
Table of contentix
1.1Background of the study1
1.2Statement of the Problem3
1.3Purpose/objective of the study5
1.6Significance of the study9
1.7Scope and Limitation of the study10
1.8Definitions of terms11
2.0Review of Related Literature13
2.1Origin of community Banks13
2.2Nature and Scope of Community Banks16
2.3Concept of Community Banks18
2.4Objectives of Community Banks20
2.5Functions of Community Banks21
2.6Ownership Structure of Community Banks22
2.7Functions of National Board for Community Banks23
2.8Central Bank of Nigeria Control measures
to Community Banks25
2.9Community Bank and the National financial institutions26
2.10Community Bank and Local Economic Development 27
2.11Problems confronting Community Banks33
3.0Research Design and Methodology38
3.2Sources of Data38
3.4Sample and sampling Techniques40
3.5Method of Data Analysis41
Data presentation and Analysis Interpretation44
4.1Analysis by percentage Distribution44
Summary of Findings, Recommendation and Conclusion64