“THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC”.

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  • Department: Banking and Finance
  • Project ID: BFN1922
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  • Pages: 61 Pages
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ABSTRACT

The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks.In this project, the researcher has succeeded in identifying the features of the prudential guidelines as well as its impact on published financial statements of commercial banks in Nigeria.Published financial statement of the banks for the period of 1990 that is, the inception of prudential guidelines were examined and with that of the period 1994-1998 the prudential guidelines period.Both primary and secondary sources of data were used in the course of the research.Two hypothesis  were tested using chi-square test.The research work revealed that:-
(1)The net profit position of commercial banks in Nigeria have been significantly altered since the implementation of the prudential guidelines.
(2)The provision for bad and doubtful debts of commercial banks in Nigeria have significantly increased since the implementation of the prudential guidelines.
The exercise was concluded with suggestion for further study which include:-
(1)further research be conducted to ascertain the impact of the prudential guidelines on the overall activities of all licensed banks in Nigeria.
(2)Further research be carried out on the central bank of Nigeria monitoring implementation measures concerning banks and non-banks financial institutions in Nigeria.
   



TABLE OF CONTENTS
Title pageii
Dedicationiii
Acknowledgementiv
Abstractvi
Table of contentsviii

CHAPTER ONE
Introduction1
1.1Statement of problem and objective of
 the study1
1.2 Rationale of the study1
1.3 Significance of the study2
1.4 Definitions of terms4

CHAPTER TWO
Review of Related Literature 6
2.1 Theoretical review6
2.2Empirical review17

CHAPTER THREE
Research design and methodology21
3.1Hypothesis21
3.2Methodology of study22
3.3Limitation of study24
3.4Sources of data25

CHAPTER FOUR
4.1 Presentation of data27
4.2 Analysis of data32
4.3 Discussion of the result of analysis42

CHAPTER FIVE
5.1 Summary of the study 44
5.2 Conclusion45
5.3Recommendation47
Bibliography48
Appendix questionnaire52



“THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC”.
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

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  • Type: Project
  • Department: Banking and Finance
  • Project ID: BFN1922
  • Access Fee: ₦5,000 ($14)
  • Pages: 61 Pages
  • Format: Microsoft Word
  • Views: 215
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    Details

    Type Project
    Department Banking and Finance
    Project ID BFN1922
    Fee ₦5,000 ($14)
    No of Pages 61 Pages
    Format Microsoft Word

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