A commercial bank can be defined operationally as a financial institution which deal in the commerce of money and credit, holding itself out of receive form public deposited repayable on demand, will face the risk of future. i.e. it goes on accumulating irrecoverable debts.
However, their most vital function and which has a great impact on the economy as a whole is credit management. And according to ADEKANA, “the primary function of commercial banks is the extension of credit to worthy borrowers.
Therefore this research work concerns itself with the allegation and fears of the banks stockholders in respect of mounting bad and doubtful debt provision being reported annually by banks. Infact, the main purpose of this work are to.
Appraise the possible debt management measure in the Nigerian banking sector.
Find out whether these measure have to an appreciable extent achieve their aims.
Identify measure taken with respect to bad debt management.
Make recommendation toward the prevention and particularly the minimization of bad debt in the Nigeria banks
TABLE OF CONTENT
Table of content
List of table
1.1Statement of problem and purpose of the study
1.2Rationale of the study
1.3Significance of the study
1.4Definition of term
2.3Securities for bank lending
2.4Bad debt in Union bank of Nigeria plc
2.5Management of bad debt in Union bank plc
Research design and methodology
3.1Source of data
3.2Sample – sued / location of data
3.3Location of secondary source of data
3.4Limitation of the study
4.1Presentation and analysis of data and discussion of result
4.2Analysis of data
4.3Discussion of result of data analysis
Summary, conclusion and recommendation of the study
5.1Summary of the study
5.2Conclusion of the study
5.3Recommendation of the study
5.4What is personally suggested that future scholars should further study/ learn about my topic
BAD DEBT MANAGEMENT IN THE NIGERIA BANKING INDUSTRY
INTRODUCTION 1.1 BACKGROUND OF THE STUDY Banks have been credited generally with enviable role of being a very crucial source of funds for the development of the economy. This recognition largely comes from the roles assumed by most banking institution in mobilizing deposits and channeling funds toward feasible and viable ventures. The size and... Continue Reading
ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition. Findings from this study indicate that bad... Continue Reading
MANAGEMENT OF BAD DEBT IN THE NIGERIA BANKING SYSTEM SCOPES AND REMEDIES. ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer... Continue Reading
INTRODUCTION Bank have been credited generally with enviable role of being a very important source of funds or capital for the development of the economy. This recognition largely emanates from the roles assumed by most banking institute in mobilizing various deposits and channeling some towards feasible and viable ventures. This size tyre and... Continue Reading
Abstract This project work analyzed the incidence of bad debt in the banking industries as well as the effect on the individual borrowers and shareholders. The project work also stressed on the cause of bad debt and its implication on the economy. At the same time, it states... Continue Reading
ABSTRACT This paper studies the relationship between different corporate governances mechanisms and earnings management. It examines two categories of governance devices; internal (ownership concentration and board structure) and external (take-over pressure and institutional... Continue Reading
This paper examines the . Working Capital Management refers to the management of current asset and current liabilities. The major objectives of this study are; to examine the impact of excessive investment in current asset on bank’s profitability; to ascertain if bad management of... Continue Reading
Background of the Study The banking sector is becoming increasingly competitive around the world. Today, many businesses such as banks, insurance companies, and other service providers realize the importance of Customer Relationship Management (CRM) and its potential to help them acquire new customers, retain existing ones and maximize their... Continue Reading
( A CASE STUDY OF FIRST BANK) ABSTRACT The study examined the impact of TQM on the performance of First Bank, using Uyo branch as a case study. The primary and secondary sources of data collection were adopted in the research methodology. One hypothesis... Continue Reading
ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic... Continue Reading