ABSTRACT
This study examines the impact recapitalization has on the performance of the Nigerian banking industry. The study therefore,
addresses itself to determining the impact of bank recapitalization on bank performance in Nigeria overtime and also evaluate the impact of bank
recapitalization on banks’ size and strength in Nigeria. The study used the descriptive research design and the source of data is secondary source using
documentation. The population of the study is the 25 banks listed after the 2005 banking sector recapitalization programme. The study employed the use of
secondary data gathered from CBN Statistical Bulletin (2013). T-test analysis tool was carried out with Statistical Package for Social Sciences (SPSS v. 20)
to check if there is any significant difference between the performance of Nigerian banks between pre and post recapitalization period tested at 95%
confidence interval for a period of 16years (1998-2013). The study used total Assets (TOA), Money Supply (M2) to represent proxies of the Banks’
performances and Capital to Private Sectors (CPS) as proxy for Banks’ size and strength. The results obtained using T-test statistics indicated that there is
significant difference between the impacts of pre recapitalization and post recapitalization on the performance of Nigerian banks. The study also found
that there is significant difference between the impacts of pre recapitalization and post recapitalization on the size and strength of Nigerian
banks. Recapitalization, according to the study has significant impact on the total assets of the banks. The study also found that the banks have enough
money to supply during the post recapitalization era than the pre recapitalization era. Hence, the study concludes that recapitalization has
significant impact on the financial performance of Nigerian banks. The study therefore recommends that the recapitalized banks in Nigeria should hasten the
expansion of their branch both in the rural and urban areas in order to bring banking service delivery nearer to their customers. In also doing so, their
performance is also improved. The study also recommends that Nigerian banks should be more accustomed to the latest technology in the banking sector so as
to meet up with international standards and to compete favorably on the international scene.
TABLE OF CONTENT
CHAPTER ONE
INTRODUCTION
CHAPTER TWO
LITERATURE REVIEW
CHAPTER THREE
RESEARCH METHODOLOGY
CHAPTER FOUR
RESULTS AND DISCUSSION
CHAPTER FIVE
SUMMARY OF FINDINGS AND RECOMMENDATIONS
References
