ABSTRACT
A descriptive study was made about financial distress in some Commercial Banks using secondary statistics. This research work was designed to describe the financial distress in some Commercial Bank in Nigeria. Also the causative factor as it affects Commercial Banks with the limited area of coverage. The study also look at the following objectives such as nature and type of financial distress facing some Commercial Banks, banks involved in the distress, causes of distress, level of distress and to know if poor management also cause distress. The study also answers the five (5) research questions. It was also discovered that distress is caused as a result of poor management, insolvency loss asset base, inadequacy of capital etc. Therefore, recommendation such as: proper management, adequate funding, increased asset base provisions and adequate liquidity were made for the study. Also such research work should be done to other non-financial Banking Institution and other West African Country.
TABLE OF CONTENTS
TITLE PAGE II
APPROVAL PAGE III
DEDICATION IV
ACKNOWLEDGEMENT V
ABSTRACTS VI
LIST OF TABLES VIII
TABLE OF CONTENTS IX
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF PROBLEM
1.3 OBJECTIVE OF THE STUDY
1.4 RESEARCH QUESTIONS
1.5 SCOPE OF STUDY
1.6 LIMITATION OF STUDY
1.7 SIGNIFICANCE OF THE STUDY
1.8 RATIONALE/JUSTIFICATION FOR THE STUDY DEFINITION OF TERMS
1.9 ASSUMPTION OF THE STUDY
CHAPTER TWO
LITERATURE REVIEW
2.1 FINANCIAL DISTRESS
2.2 MANAGING DISTRESS IN NIGERIAN BANKS
2.3 ASSESSMENT OF THE RESOLUTION FRAMEWORK
IN NIGERIA AND PROBLEMS
2.4 ACTION TO TACKLE FINANCIAL DISTRESS
2.5 CAUSES OF FINANCIAL DISTRESS
2.6 MEASURE/EXTENT OF DISTRESS IN NIGERIA
CHAPTER THREE:
RESEARCH METHODOLOGY
3.1 SOURCE OF DATA
CHAPTER FOUR:
DATA PRESENTATION AND ANALYSIS
DATA PRESENTATION DATA ANALYSIS
TEST OF HYPOTHESES
CHAPTER FIVE:
DISCUSSION AND CONCLUSION OF RESULTS
DISCUSSION OF FINDINGS
5.1 CONCLUSION OF THE STUDY
5.2 RECOMMENDATIONS
5.3 SUGGESTION FOR FURTHER STUDIES
LIMITATION OF THE STUDY
REFERENCES
APPENDIX
