LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS

  • Type: Project
  • Department: Accounting
  • Project ID: ACC4123
  • Access Fee: ₦3,000 ($9)
  • Pages: 28 Pages
  • Format: Microsoft Word
  • Views: 49
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ABSTRACT 

This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data collection instrument employed while data from various relevant publication constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn: That problem of loan default stemmed from the fact that there is unavailability of security to be disposed by banks to realize funds. And also customer’s attitude towards loan payment. On the basis of the above findings, it was recommended that commercial banks should use some risk control measures to guide against loan default. Also, before granting loan, they should examine critically the project statement submitted by the customer or borrower which will help them to find out the realistic repayment pattern and also help them in knowing if the projects are realistic based on the customer’s past performance. Also, the Central Bank of Nigeria should create a conducive environment for the successfully operation of commercial banks in Nigeria. 

 


LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS
For more Info, call us on
+234 8130 686 500
or
+234 8093 423 853

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  • Type: Project
  • Department: Accounting
  • Project ID: ACC4123
  • Access Fee: ₦3,000 ($9)
  • Pages: 28 Pages
  • Format: Microsoft Word
  • Views: 49
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    Details

    Type Project
    Department Accounting
    Project ID ACC4123
    Fee ₦3,000 ($9)
    No of Pages 28 Pages
    Format Microsoft Word

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