ABSTRACT
One of the most prominent characteristics of under developed nation is the use of high proportion of cash, relative to demand deposit in business transaction. This cash relative to demand deposit has resulted to the existence of idle cash in such economics.
In an under developed country like ours, a significant percentage of money is held in form of cash a sizeable portion of this cash is kept idle, with the resultant consequence that the productive sector is denied they of such fund. This sizeable amount of cash that is not used for anything. Under the banking system ability to create deposit money, thus affecting the volume and cost of loans. The effect of these idle money has system magnified itself that it has resulted to unemployment low business investment and declining national income.
This research has been organized into five chapters with the first chapter dealing on introduction, while the second chapter centers on review of related
TABLE OF CONTENTS
Title page
Dedication
Approval page
Abstract
Proposal
Acknowledgement
Table of contents
CHAPTER ONE
INTERODUCTION
1.0Background information of the study
1.1Statement of the problem
1.2Objective of study
1.3Hypothesis
1.4Significance of the study
1.5Scope of the study
1.6Limitations of the study
1.7Definitions of term
REFERENCES
CHAPTER TWO
LITERATURE REVIEW
2.0The role of money in a developing economy
2.1Money and banks
2.2Demand for money
2.3Motives of demanding money
2.4Banks functions and money creation
2.5Limitations of money creation
2.6Supply of money
2.7Velocity of circulation
2.8The concept of idle cash
2.9Reason that led to a fall in idle cash
2.10Effect of idle cash holding in a developing economy
CHAPTER THREE:
RESEARCH DESIGN / METHODOLOGY
3.0Area of study
3.1Source of data
3.2Data collection methods
3.3Questionnaire design.
3.4 Sample design
3.5Method of data analysis
3.6Method of testing hypothesis
CHAPTER FOUR
4.0Data presentation and Analysis
4.1Test of hypothesis
CHAPTER FIVE
SUMMARY OF FINDINGS RCOMMENDATION AND CONCLUSION
5.0Summary of findings
5.1Recommendation
5.2Conclusion
BIBLIOGRAPHY
QUESTIONNAIRES
