INTRODUCTION:

Industrial development involves development of a technical arrangement that moves on economy from the traditional method of production to a more complex system of mass manufacturing of verity of goods of services involving technology and management techniques.Industrialization tends to propel growth adequate the achievement of structural transformation and diversification of economy. It enable a country to utilize it’s factor endowment and depends less on external sector. For its growth and sustenance. They provide employment for a substantial proportion of the industrial establishment. Therefore due to the above incentioned role played by industrial sector, that is small-scale industrial in the economy, it requires some financial support from government for the smooth running of the industrial.But small-scale industries is a sub-sector of development that is of great importance as mentioned above, but it has not received the types of attention it deserves that is why the government and the Federal Ministry of industries lay-down the parameter under which a industrialist may take advantage of the various incentive erected by the government for the growth of the small-scale industries. Such incentives are in the form of loan provision of machinery and raw materials.








TABLE OF CONTENTS
Title page                                ii
Approval    Page                                iii
Acknowledgement                            iv
Dedicated                                v
Table of Contents                            vi
Proposal                                    vii
CHAPTER ONE
1.0    Introduction                            1
1.1    Background of the Study                     1
1.2    Statement of the Problem                4
1.3    Purpose of the Study                    5
1.4    Definition of Terms                         6
1.5    Scope of the study                         7
1.6    Limitation of Study                        8



CHAPTER TWO
2.0    Review of Related Literature                     9
2.1    Nature and Characteristics of the Nigeria           12
2.2    The Role of Small Scale Enterprises               15
2.3    Advantages of Small Industries in Nigeria           17
2.4    Major Disadvantages of Small Scale Enterprise     21
2.5    Review of Main source of Financing               23
2.6    The Role of Government in Finance and Promotion 25
2.7    Option for Improved Access to Credit              26
CHAPTER THREE
3.0    Research Design and Methodology                  30
3.1    Research Design                              30
3.2    Area of the Study                              31
3.3    Population of the study                          32
3.4    Sample and Sampling Procedure Techniques         32
3.5    Instrument for Data Collection                  33
3.6    Method of Data Collection                     34
3.7    Method of Data Analysis                          34
3.8    Validation of Instrument                         35
3.9    Reliability of the Instrument                        35
CHAPTER FOUR
4.0    Data Presentation and Analysis                  36
4.2    Summary of the Results                        44
CHAPTER FIVE
5.0    Findings                                    46
5.2    Conclusion                                46
5.3    Recommendations                            49
Bibliography
Appendix