+234 813 0686 500
+234 809 3423 853
info@grossarchive.com

CAUSES AND IMPLICATION OF BAD DEBT IN NIGERIA COMMERCIAL BANKS

  • Type:Project
  • Pages:47
  • Format:Microsoft Word
(Banking and Finance Project Topics & Materials)
1.0 INTRODUCTION 
1.1 BACKGROUND OF THE STUDY 
Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible.  Bad debt can also be looked at as credit granted to the customers of the bank with very slim chance of recovering it.
The reason why this topic is of interest is that most of our banks are in the state of financial distress which is as a result of high degree of “problem loans” or simply bad debts.  In addition, there has been as discrepancy between the public expectations and what is actually the liquidity and profitability positions of the high percentage of problem loans to the over all loans granted by these banks.  I then consider this project as a plate form to investigate the major causes of bad debts in our commercial banks.  The worthiness of this study is based on the fact that it will go a long way in x-raying the major cause(s) of bad debts in our commercial banks.  After this/these major cause(s) has/have been revealed, the solution to the problem will no longer be far –fetched.  The impact is that both the solvency or liquidity and profitability if these banks shall tremendously improve.
The implication of bad debts on our commercial banks and economy generally can never be positive one.  Apart from highlighting these implications, that study will make effective recommendations that when applied, the highlighted implications shall be remedied.

2.0 REVIEW OF RELATED LITERATURE 
In order to effectively dictate that causes and implications/ effects of bad debts in Nigeria commercial banks, it is imperative that we adequately review some related studies that were previously carried out by other researchers.  Reviewing the writing of recognized authorities in this topic or related ones would also be of help.  We shall also discuss relevant theories in this discipline (Banking and Finance) that related to the causes and effects of bad debts in commercial banks.
My intention of reviewing the previous studies is to dictate some left out or to portray new discoveries the previous researcher did not notice.

CAUSES AND IMPLICATION OF BAD DEBT IN NIGERIA COMMERCIAL BANKS

Share This

Details

Type Project
Department Banking and Finance
Project ID BFN1614
Price ₦3,000 ($9)
No of Pages 47 Pages
Format Microsoft Word

500
Leave a comment...

    Details

    Type Project
    Department Banking and Finance
    Project ID BFN1614
    Price ₦3,000 ($9)
    No of Pages 47 Pages
    Format Microsoft Word

    Related Works

    ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge... Continue Reading
    ABSTRACT In the ordinary course of lending banks incur load debts which are charged against the income generated by the cause for bad and doubtful debts. Besides, a cursory look at the annual statement of most commercial banks relatively provide for bad debt more than the... Continue Reading
    ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its... Continue Reading
    ABSTRACT Bank is an organization that provides various financial services as well as keeping or lending of money to customers. Banks also perform their credit function by extending loans and credit to meet the needs of the... Continue Reading
    (A CASE STUDY OF GUARANTY BANK PLC, KADUNA) CHAPTER ONE INTRODUCTION 1.1     Background of the Study To every nation, the existence of banking industry is inevitable. This necessitates the need for deposit and credit mobilization. Osayeme (1936) reported that lending has... Continue Reading
                      THE IMPLICATION OF RECAPITALIZATION POLICY ON THE PERFORMANCE OF COMMERCIAL BANKS    CHAPTER ONE INTRODUCTION 1.0    Background of the Study The Nigerian banking industry has witnessed tremendous changes and expansion since the mid 1980s. Unfortunately the growth and expansion in the sector are not the manifestation... Continue Reading
    CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY In any modern economy, the efficient production and exchange of goods and services requires money and bank is the instrument for affecting it. The last few years have... Continue Reading
    ABSTRACT This work “Evaluating the impact of Bank Distress on the profit growth of commercial banks” has the objective of showing the effect of distress on the profit growth of commercial banks. The causes of bank distress in Nigeria and the possible prevention strategies or failure resolution options of bank distress. The review of... Continue Reading
    PROPOSAL The topic “Evaluating the Impact of Bank Distress on the profit Growth of Commercial Bank, (A case study of selected Commercial banks) The Topic “Evaluating the impact of Bank Distress on the Profit Growth of Commercial Banks” is posed to appraise the effect of distress on the profit growth of commercial  banks. It measures the way... Continue Reading
    ABSTRACT In carry out this research, Attempts was made to evaluate the causes and the effect of bad bests in banks lending to fulfill this task. We established the objectives of this study which included the identification of the causes of bad debt or the banks and the economy at large recommendation of possible solutions. In conclusion on the... Continue Reading