Banks are the most regulated of all business in Nigeria. This is because of the nature of banking itself and its centrality to the effective functioning of the economic system.
The importance and centrality of the banking system in the development of an economy is obvious and beyond dispute. It plays some roles which include financial intermediation provision of an efficient payment system and facilitating the implementation of monetary policy
On intermediation the banking system mobilizes savings form the surplus and channel them to investment in operating the payment mechanism the system serves as a medium for exchange and in execution of monetary policy, the system serves as agents through which the policies are disseminated
However without banks arrangement savings and investment will not only be inefficient but may lead to less than optimum resources allocation.
Accordingly an efficient and effective system is indispensable not only for the promotion of efficient intermediation but also for the protection of the depositors encouragement of a healthy competition and the stability of economy.
The degree of success of bank in performing the above functions however depends on the financial and regulatory environment which in itself is a function of the totality of the environment in which it operate.
TABLE OF CONTENTS
Table of contents
1.1Background of the study
1.2Statement of problem
1.3Objective of the study
1.4Significance of the study
1.5Limitation of the study
1.6Definition of terms.
2.1Review of related literature
2.2Evolution application of monetary policy instruments in Nigeria
2.3An overview of the use of monetary policy instruments in Nigeria.
2.4Advantages and disadvantage of monetary policy .
2.5Summary of literature review
3.1Research design and methodology
THE IMPACT OF MONETARY POLICY ON THE PROFITABILITY OF BANKS IN NIGERIA
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ABSTRACT This study focuses on Monetary Policy and Bank Lending Operations in Nigeria Banks, the study elucidate that monetary policy formulation and implementation has been faulty in Nigeria, which resultantly and adversely affecting lending activities in Nigeria banks. This research study... Continue Reading