A commercial bank can be defined operationally as a financial institution which deal in the commerce of money and credit, holding itself out of receive form public deposited repayable on demand, will face the risk of future. i.e. it goes on accumulating irrecoverable debts.
However, their most vital function and which has a great impact on the economy as a whole is credit management. And according to ADEKANA, “the primary function of commercial banks is the extension of credit to worthy borrowers.
Therefore this research work concerns itself with the allegation and fears of the banks stockholders in respect of mounting bad and doubtful debt provision being reported annually by banks. Infact, the main purpose of this work are to.
Appraise the possible debt management measure in the Nigerian banking sector.
Find out whether these measure have to an appreciable extent achieve their aims.
Identify measure taken with respect to bad debt management.
Make recommendation toward the prevention and particularly the minimization of bad debt in the Nigeria banks
TABLE OF CONTENT
Table of content
List of table
1.1Statement of problem and purpose of the study
1.2Rationale of the study
1.3Significance of the study
1.4Definition of term
2.3Securities for bank lending
2.4Bad debt in Union bank of Nigeria plc
2.5Management of bad debt in Union bank plc
Research design and methodology
3.1Source of data
3.2Sample – sued / location of data
3.3Location of secondary source of data
3.4Limitation of the study
4.1Presentation and analysis of data and discussion of result
4.2Analysis of data
4.3Discussion of result of data analysis
Summary, conclusion and recommendation of the study
5.1Summary of the study
5.2Conclusion of the study
5.3Recommendation of the study
5.4What is personally suggested that future scholars should further study/ learn about my topic
BAD DEBT MANAGEMENT IN THE NIGERIA BANKING INDUSTRY
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INTRODUCTION Bank have been credited generally with enviable role of being a very important source of funds or capital for the development of the economy. This recognition largely emanates from the roles assumed by most banking institute in mobilizing various deposits and channeling some towards feasible and viable ventures. This size tyre and... Continue Reading
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ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition. Findings from this study indicate that bad... Continue Reading
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ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic... Continue Reading