INTRODUCTION An insurance company assumes risk insured by his clients and therefore, he is exposed to the danger that some risk he insured might result to heavy losses or the aggregate or some losses he incurred within a period of time say one year would be so large as to wipe out it profit and possible endanger its risk to the reinsurance... Continue Reading
CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY the need for intermediaries in insurance market in Nigeria is an issue which its important cannot be over emphasized. Research has shown that the problems encountered by the intermediaries has an impact on the growth of insurance level in our society, there is a wide spread of lack of what... Continue Reading
ABSTRACT Bank distress has been a predominant factor in the banking system of Nigeria since the early years of banking. This trend became noticeable in the industry with the failure of many banks in the early 90’s and late 90’s distress saga brought about the research work the evaluation of the impact of the Nigerian deposit insurance... Continue Reading
ABSTRACT This project work has critically highlighted the compact of claims settlement on profit maximization in insurance industry, the problems of effective claims settlement in Nigeria have been identified and how they can be controlled is also included in the study. Also circumstances given rise to claims, fraudulent claims and effect of... Continue Reading
PROPOSAL What I intend to achieve as the researcher of this project topic the prudential guidelines on insurance companies will hold for the industry in the nearest future. This is to centered on the impact the issued of guidelines by the various... Continue Reading
ABSTRACT The purpose of study is to determine the roles of (NDIC) in minimizing Bankruptcy in the Nigeria deposit banks. The problem of the study was that there is consistent bank failure of the banking sector together with irregularities. The objective is to find out why there are still bank failures in Nigeria. For the success completion of this... Continue Reading
ABSTRACT Our risk exposures are influenced by our economy, lifestyles, psychical well being, occupation, environment etc., there variables are dynamic therefore risk managers and analyst must be dynamic in their choice of tools to manage risk exposures. In their choice of tools to manage risk exposures, in this project all the knowledge that might... Continue Reading
INTRODUCTION Many Nigerians today hardly come to understand what pension scheme is all about, though some employees have established occupational pension scheme while others have not appreciated the value pension scheme. The believe that too many security may lead to compliance and that social security schemes may lead to abuses such as premature... Continue Reading
ABSTRACT A close look at the Nigeria insurance market indicate that the sale and purchase of term, assurance policy is declining. And this decline was assumed an unpro-portinate dimension since the Nigerian’s independence in 1969, hence it calls for urgent attention. This research therefore is intended to provide empirically both the... Continue Reading
ABSTRACT Insurance is one of the key sectors in the economic development of Nigeria. The insurance market is made up of sellers of the insurance products that are, the insurance companies who provide covers for various risks and the intermediaries namely insurance agents and brokers. Life assurance contracts are usually for much longer periods.... Continue Reading
INTRODUCTION Insurance practice is said to date back to the period when the Phoenician traders playing the Mediterranean sea over 3000 years ago had a system of insuring against loss during their maritime adventure. Marine insurance is therefore the first class of insurance business ever transacted. It was followed by fire insurance which came... Continue Reading
ABSTRACT Insurance play a vital role in insurance companies in economic growth and development. In spite of these role and growing number of insurance companies in Nigeria, its growth and development is still being hindered because the insurance sector still witness a low level confidence in the insuring public, This study therefore is exploratory... Continue Reading
ABSTRACT The aim of this study was to examine the impact of risk management in the banking sector of the Nigeria financial institutions. The study started with an attempt to state the problem that motivated the study, which financial institutions. Risk management was into the banking sector to help recluse the risk of systematic failure and avoid... Continue Reading
ABSTRACT In the most widely accepted sense, reinsurance is understood to be that practice where an original insurer, for a definite premium, contracts with another insurer (or insurers) to carry a part or the whole of a risk assumed by the original insurer. By insurers we mean all persons, partnerships, corporations, associations, societies,... Continue Reading
ABSTRACT The intention of this research is to analyse the prospect and problems of National health Insurance scheme in Nigeria. Which will bring health care for all? In analyzing this topic I will give a brief introduction on how the scheme works and states the prospect and problem. Also a guideline will be drawn how the scheme will react in... Continue Reading
ABSTRACT A study of the detection and checks of claims fraud operation starts from the propose insured who offers a business contract to the insurer by completing the proposal form. Questa with appropriate answers. The insurer on the often hard inspect the paid of the insured before the insured could course for the seltment of claims and the... Continue Reading
INTRODUCTION As part of the reform measures taken to strengthen the supervisory framework for the banking sector, the Nigeria deposit Insurance corporation (NDIC) was established by decree N.22 of 1988. This reinforcement became imperative given the up surge in the member of licensed bank following the adoption in addition to this, there was also... Continue Reading
ABSTRACT The aim of this study was to examine the impact of risk management in the banking sector of the Nigeria financial institutions. The study started with an attempt to state the problem that motivated the study, which financial institutions. Risk management was into the banking sector to help recluse the risk of systematic failure and avoid... Continue Reading
TABLE OF CONTENTS Title Page i Approval Page ii Dedication iii Acknowledgement iv Abstract v Table of Content vi CHAPTER ONE: INTRODUCTION 1.1 Background of the Study 1 1.2 Statement of Problems 6 1.3 Objective of the Study 8 1.4 Research Question 9 1.5 Hypothesis 9 1.6 Significance of the Study 11 1.7 Scope of Limitation of the Study 12 1.8... Continue Reading
ABSTRACT This project deals with the role of insurance in the petroleum industries in Nigeria. The economic recession which begin in 1981 is highly correlated to the decline in the average selling price of out due to recession in the world economic situation and oil glut in the international oil market. In order to avert the current recession in... Continue Reading
ABSTRACT Business is too important to be left to “Business-men†to run and operate as they see fit. Moreso, if that “business†is that of insurance. The average Nigerian might not know much about insurance but he or she knows that insurance companies “don’t pay claims†In otherwords, the insurance... Continue Reading
ABSTRACT The main focus of this research work is the role of reinsurance in economic growth and development of Nigeria .An attempt was made to find out the extent to which Nigeria reinsurance system has contributed to growth and development of the country. Emphasis were laid on economic and social impacts drawing particular attention on the impact... Continue Reading
ABSTRACT In this research study titled an evaluation of the role of NDIC to bank depositors and their services adequacy. The objective of the study was to know if the purpose of introduction of NDIC in the Nigeria financial institution has actually actualized its aim sine 1989 till date The researcher used oral interview and questionnaire to... Continue Reading
ABSTRACT Research on the evaluation of student awareness level of HIV/AIDS in ESUT has been carefully carried out. The objectives ranging from identifying the various way aids is spread. The various preventive measures and the various message modes used in educating of people students about the HIV/AIDS pandemic. Also the measurement of level of... Continue Reading
ABSTRACT This research work sets out to evaluate the impact of capital market as a catalyst tool for the growth of Nigerian insurance industry. The problem that prompted the research of this project was in connection with the need to recapitalize the insurance industry and position it for challenges of rising industrial and commercial activities... Continue Reading