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  Over  years, Nigeria’s  public  funds  have not been properly  accounted for. This has drastically increased the cost of governance. There is no gain saying the fact that,  the  cost  of  governance  in  Nigeria  is  too  high  and  has  in  no  small  way hindered  the  Nation’s  development  both  human ... Continue Reading

  The study is aimed at the assessment of compliance with internal control mechanism by Microfinance Banks in the North Central States of Nigeria.  Data were collected through the use of structured questionnaire which contained 45 items. Descriptive statistics, mean, standard deviation and t-test were used for data analysis.  Simple... Continue Reading

The CBN Code of Corporate Governance stated that Corporate Governance refers to the processes and structure by which the business and affairs of an institution are directed and managed. The objectives of this study are to examine Corporate Governance in relation to the promotion of corporate fairness, transparency and accountability in... Continue Reading

  The banking industry in Nigeria is now facing unprecedented competition from non-traditional banking institutions, which now offer banking and financial service over the internet. The purpose of this study was to evaluate the influence of electronic banking on the Nigeria banking system. This study among other reasons would help to... Continue Reading

This study seeks to examine the impact of the Nigerian capital market as a tool for economic growth from the period of 1982-2016. The study has its main objectives. The ascertainment of the effect of capital market activities on economic growth with the specific objectives of one, examine the impact of market capitalization on economic... Continue Reading

                                                                         ABSTRACT The research project was designed to study the stated electoral commission and development of democracy in Nigeria, a study of Imo State Electoral Commission, the problem under investigation is... Continue Reading

CHAPTER ONEINTRODUCTION1.1 Background to the studyIt has become a worldwide dictum that the quality of corporate governance makes animportant difference to the soundness or unsoundness of banks. Thus, effective corporategovernance   practice   incorporates   transparency,   openness,   accurate   reporting   andcompliance with... Continue Reading

Customer satisfaction has emerged as a major area of concern for researchers, theorists and managers in organisations due to its importance. Every organization thus endeavours to ensure customer satisfaction in order to gain the loyalty of their customers. Therefore, the study examined the impact of customer satisfaction on customer... Continue Reading

Customer satisfaction has emerged as a major area of concern for researchers, theorists and managers in organisations due to its importance. Every organization thus endeavours to ensure customer satisfaction in order to gain the loyalty of their customers. Therefore, the study examined the impact of customer satisfaction on customer loyalty in the... Continue Reading

This study focuses on the impact of Electronic banking on the payment system in Nigeria.The main  objective   of this  work  is to  identify how  electronic   banking has  impacted  orimproved the payment system in Nigeria and its impact on customer satisfaction. In other toachieve  this, primary data which exist inform of ... Continue Reading

BACKGROUND OF THE STUDY In today world we are totally living in a computerized world and we have lost the human element. Many companies have transitioned their information totally to computers and software packages that has moved many people out 0f jobs. We are completely dependent on computers and ability to do task on our own has become very... Continue Reading

BACK GROUND TO THE STUDY Bank was first introduced by early goldsmith in the olden days, the goldsmith kept the valuable asset of people. They has fortified places where they kept valuable items received from people. Those who deposited their valuable properties with the goldsmith were made to pay some amount to the goldsmith before they could... Continue Reading

BACKGROUND TO THE STUDY         Liquidity management in financial context means ways with which assets can easily be convertible cash without loss and hence the bank’s ability to pay its depositors on demand (Anyanwu 1993.87).         Liquidity management also means the degree of convertibility to cash, and company must all times... Continue Reading

BACKGROUND OF THE STUDY        In any developing and developed economy, the role of a well structured financial system cannot be over-emphasized. And for a financial system to mobilize and allocate saving of the country successfully and productively and to facilitate day to day transactions there must be a class of financial institutions... Continue Reading

It is well known phenomenon that some business men that have sound business acumen and entrepreneurial ability do not have the financial resources to carry on their business activities and one avenue open to them for such financial assistance is commercial banks. It is for such persons this work is meant to serve their interest and to... Continue Reading

BACKGROUND OF  THE STUDY The primary function of the government or any modern societies includes offering protection to its citizens. To provide social amenities and create condition for economy well being of the society surely the discharge of this responsibility requires funding, and one of the way by which government generates fund is through... Continue Reading

This research work looks at the Procedure and Problems of Setting up a Small Scale Business in Nigeria.  This study reveals the numerous contribution of small scale business to our economic growth and political stability. In the first chapter, the topic is introduced with the general background of small scale business in Nigeria also... Continue Reading

The purpose of this research is to examine the saving behaviour of bank customers, their responses to saving. In carrying out the study, review were made on some related works in different libraries here in Delta State as basis of the study with United bank for Africa as our case study. The study circle all about customers behaviour... Continue Reading

The study aims at identifying the operational problems of NACRDB in financially small and medium scale enterprise in Nigeria . In carrying out the study term participating banks in the scheme.         The decision to study the operational problems of NACFDB was prompted by the important role played by the small and medium scale... Continue Reading

This research work examined the strategies for improving workers morale and productivity in Zion Bread Bakery Industry in Ozoro, Isoko North Local Government Delta State.  I ensure critical study of this research related literatures were reviewed and data collected through the use of questionnaires.  The questionnaire were personally... Continue Reading

BACKGROUND OF THE STUDY         The banking industry has been known for its intermediary role in proving financial assistance (credit) needed in the economy. This role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitute the major part of bank... Continue Reading

       The banking industry is undergoing a period of transformation and this requires new orientation on the part of the banks. In this new competitive environment, banks have to re-think their total marketing strategies and come to terms with the necessity for marketing of services. The objectives of this study arte to determine... Continue Reading

The banking industry is undergoing a period of transformation and this requires new orientation on the part of banks. In this new competitive environment, banks have to re-think in their total marketing strategies and come to terms with the necessity for marketing of services. The objectives of this study is to determine if the bankers... Continue Reading

BACKGROUND OF STUDY Commercial banks are in the services industry, in safe keeping of money and valuables, remitting foreign and domestic exchanges, collecting cheques, draft, notes and other obligations and behalf of other customer. According to Christian Ammer, Deans Ammer in their books dictionary of business and economics, defined commercial... Continue Reading

BACKGROUND OF THE STUDY In the content of the financial system, the term “Banking Regulation” appears relevant to the banking sub-system, it refer to as a body of specific rules or agree behavior either imposed by government or external agency or self imposed by some government or external agency or self imposed by the explicit or implied... Continue Reading