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This study has examined the costs incurred by Microfinance institutions in late, early or no response to the HIV/AIDs pandemic in Kenya. The general objective of the study was to investigate the costs of MFls in response to HIV/AIDS crisis in Kenya. The basic objectives of the study are: to identify and analyze the costs incurred by MFls... Continue Reading

The essence of this research was to determine the major constraints that influence the development of Micro and Small Enterprises in Mwiki Kasara . During the past two decades a lot of attention has been drawn to the important role that MSEs play in employment creation. The government and other key players have taken positive steps to... Continue Reading

In order for strategy implementation to be successful, there is need for a clear alignment and synergy between all the factors or parameters that make up an organization; customers, processes, people or employees and capital or financials. Today's organizations recognize that competitive advantage comes through intangible knowledge,... Continue Reading

Access to financial services by self-employed persons in small business enterprises is one of the limiting factors that inhibit growth and development of these small businesses. The problem of accessibility is created by lending institutions through their lending policies. This is displayed in the form of prescribed minimum loan amounts,... Continue Reading

The importance of the SSE sector as a source of income and employment for poor households in  Kenya has been widely acknowledged since the publication of the ILO report of 1972. The  performance of a firm depends on the management of the firm. In addition, the financing of a  firm will also depend upon the structure and quality of its... Continue Reading

According to the balance sheet of many Financial Institutions in Kenya NPLS has continued to be a big problem. This has deviated management time towards implementation of better credit management techniques which will help to reduce the level of the NPLS. This study was aimed at establishing the techniques that are mostly used by mortgage... Continue Reading

The Central bank of Kenya continues to support innovations that will broaden the financial inclusion of the majority of the Kenyans. The financial access survey of 2009 shows that 32% of Kenya's bankable population remains totally out of the orbit of financial services and many more being served by the informal financial system (CBK... Continue Reading

Successful adoption, sustainability and growth of Livestock related rural livelihood support initiatives by the Kenya Government and NGOs in Meru South District of Kenya's Eastern Province is dependent on various factors. These include training, structure and governance of projects, weather patterns, marketing, Government support and... Continue Reading

The failure of several large corporations at the global stage has been attributed to weak or ineffective financial control. ,.D., recent example is the large United States of America (US) insurance organization, American International Group (AIG), which in May 2005, reduced its 2004 profits by $2.7 billion due to accounting errors over... Continue Reading

Secondary School teachers play a vital role in the implementation and management of school curriculum in Kenya. This is in line with what the Government through the Ministry of Education Science and Technology (MOEST) expects of them. However, relatively hard economic times, the re-emphasis on competition and productivity, the... Continue Reading

This research is a case study that was conducted in the postal corporation of Kenya. It was aimed at investigating the impact of job changes on Human Resource Development in the communication sector of Kenya. It was carried out in the General Post Office which is the Headquai1ers of the Postal Corporation of Kenya. The researcher was... Continue Reading

The local authority councils have a critical role to play in the socio-economic development of Kenya. It is responsible for the implementation of policies and programs, which aim to improve the well being of local residents. It is the machinery through which the central government translates basic policy objectives into workable... Continue Reading

Corporate social responsibility (CSR) is a rapidly emerging issue in the world of business. World over, companies are adopting corporate social responsibility practices in a bid to improve the visibility, image and the long term profitability. This has been found necessary due to changes in the world brought about by globalisation and... Continue Reading

Stress simply means being subjected to external force or pressures, and can be either positive or negative depending upon the effect of the external force. Stress will affect everybody who is living regardless of his stature but the level of stress will vary from one individual to another. The purpose of this study was to investigate... Continue Reading

Government projects have changed from a simple activity to complex integrated activities which must be smartly implemented to ensure they don’t fail on operation. Despite many project implemented by Machakos County, most of them have not been effectively and efficiently implemented, others are struggling to remain relevant and the... Continue Reading

Women entrepreneurs are increasing rapidly though faced with a number of problems. They have been identified as a force for innovation and job creation. One of the reasons (IS to why we should encourage women entrepreneurs is because nowadays, they are given a chance to be educated and can contribute to national development equally (IS... Continue Reading

In Kenya, over 75% of insurance companies employ red ocean strategies to outperform competitors and acquire many customers in the existing insurance market. Only less than 10% of insurance companies have attempted to implement blue ocean strategy by offering new insurance services in the target market and thus successful implementation of... Continue Reading

Accounts receivables account for a greater portion of current Assets.  Management has to formulate strategies of managing this asset. The objective of  this project was to understand the factors affecting management of accounts  receivable with specific reference to agro-manufacturing companies in Kenya. It  further explored various... Continue Reading

INTRODUCTION The significance of Kenya's SME sector has continued to grow since the sector was first brought into the limelight in 1972 in a report by the International Labour Organization (ILO) on 'Employment Income and Equity in Kenya' (Mullei and Bokea, 1999). This report underscored the sector's critical role in promoting growth in incomes... Continue Reading

Countries in East Asia Central America and the Caribbean basin have successfully used Export Processing Zones as an instrument for economic development. Attempts to do the successful. It has been argued that economic theory should lead us to reject Export Processing Zones as a development option. Some blame Africa's lack of adequate... Continue Reading

  Mergers are intended to improve the performance and position of a company in competitive globe, mergers help organizations to increase their capital base so as to meet the increasing market demand, diversify to international markets and also to employ the new technologies. The objectives of this study were; to assess the effect of... Continue Reading

The key objective of the study was to find out the convergence in three sectors; telecommunications, media and information technology. The study sought to find out the extent and speed , challenges and the regulatory policies embracing convergence. Twelve institutions drawn from three sectors mentioned above. The respondents offered... Continue Reading

Financial performance is paramount in any given economy. The performance of banks in Kenya is very crucial given the importance of banks in an economy. The financial performance of commercial banks is affected by various macroeconomic factors which this study delved into. This study aimed at contributing to research in determining to what... Continue Reading

Insurance companies in Kenya are forced to cope with dynamic and competitive environment due to the increased effects of globalization and internationalization. Strategic de-merger is one strategy that aims at differentiating an organization from competitors in a way that in the future it remains competitive. The general objective of the... Continue Reading

Projects often possess a specialized set of critical success factors in which if addressed and attention given will improve the likelihood of their success. On the other hand if these factors are not taken seriously they might lead to the failure of the project management. Project management occupies a significant place in the national... Continue Reading