- Page 1338

CHAPTER ONE INTRODUCTION 1.1       Background to the Study In today’s economy, the financial services industry that insurance belongs is exposed to increasing performance pressures and competitive forces (Goergen, 2001). Modern media, such as the internet, have created new challenges for this industry (Fuchs, 2001). New business concepts,... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background to the Study Pension systems have become major elements of social development in the twentieth century, with particularly important effects on the well-being of older persons in our society. The past few years in Nigeria have witnessed concerted efforts by the various successive governments in the... Continue Reading

CHAPTER ONE INTRODUCTION 1.1       BACKGROUND TO THE STUDY The role played by insurance institutions in a post-modern economy cannot be over emphasized. The insurance firms as financial intermediaries play a significant role within a nation’s financial system by mobilizing funds from the surplus economic unit and channeling it to the... Continue Reading

CHAPTER ONE INTRODUCTION 1.1       Background to the Study The history of insurance industry in Nigeria could be traced to the British colonial trading companies that established agency offices in Nigeria, on behalf of insurance companies in the UK. After the Nigerian political independence of 1960, indigenously owned insurance companies... Continue Reading

THE CONTRIBUTION OF INSURANCE COMPANIES TO THE GROWTH OF SMALL AND MEDIUM SCALE BUSINESSES IN UYO (A CASES STUDY OF NICON) ABSTRACT The purpose of this study was to establish the relationship between the contributions of insurance companies and the growth of SMEs in NICON basing on the following objectives; to examine major factors that affects... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background to the Study Insurance companies play an important role in the financial services sector of most countries by lowering total risk, contributing to economic growth and efficient resource allocation, reducing transaction costs, creating liquidity, facilitating economies of scale and spreading financial... Continue Reading

CHAPTER ONE INTRODUCTION 1.1     Background to the Study Economists often emphasize that demand should not be confused with need, desire or want. The need, want, or desire for a good or service that is backed-up with the willingness and ability to pay is what is termed as demand. Obviously, in a country like Nigeria where poverty is still a... Continue Reading

CHAPTER ONE BACKGROUND OF THE STUDY 1.1    INTRODUCTION: Every day consumers buy things. Consumers exchange their money for goods and services, for their own use and for the use of their families: Consumers choose things they think will meet their needs on a day-to-day basis, and they occasionally make buying decisions which will affect their... Continue Reading

CHAPTER ONE INTRODUCTION 1.0   BACKGROUND TO THE STUDY: Life insurance companies are financial intermediaries that bring together the surplus spending unit (insured) and the deficit spending unit (insurer) for the purpose of the insurer protecting the financial interest of the beneficiary in the event of the demise of the insured (Impavido and... Continue Reading

CHAPTER ONE INTRODUCTION 1.1       BACKGROUND TO THE STUDY: Insurance is a provision of a system of compensation for loss, damage, sickness, death and other unbearable circumstances in return for regular payment of a pre-determined premium. Insurance companies are important for both businesses and individuals as they indemnify the losses... Continue Reading

The study explored the influence of peer pressure and parenting styles on the perception of female university students towards abortion. The independent variables are peer pressure and parenting styles, while abortion serves as the dependent variable. Sex, age, level and department were included as control variables because of their... Continue Reading

CHAPTER ONE 1.1   Background to the Study Driving a car, bus, lorry or an articulated-vehicle is a psychomotor activity that requires a combination of concentration and good visual and auditory functions. Several forces that can negatively affect driving mostly fall within the purview of psycho-social factors (Kagashe and Seleman, 2009). Some... Continue Reading

CHAPTER ONE 1.1       Background of Study The home is an essential place in the upbringing of a child as the first environment within a family. The home, which is the traditional nuclear family, is the smallest unit and microcosm of the larger society (Anderson cited in Ekeke and Dorgu, 2014). Therefore, the family is a universal... Continue Reading

ABSTRACT The purpose of this study is to determine the impact of socioeconomic status on mental health. Two hypotheses were formulated to achieve the aim of this study. The study uses a survey method, were a questionnaire was used in information gathering from 200 residents of Oto-Awori Local... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background of the Study Political parties are traditionally the most significant intermediary organizations in democratic societies. Students of political science have commonly associated them with democracy itself. Political parties, as “makers” of democracy, have been so romanticized that scholars claim that... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background to the Study Essential to the people in a democratic society is their freedom of expression, association and assembly, which is guaranteed and protected by the fundamental law of the land. Among other principles of democracy are equality before the law, periodic, free and fair election, majority rule,... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background of the Study           Elections were first organized and conducted in Nigeria in 1922 by the British colonial government in response to the pressures of the nationalists who were agitating for greater participation in the colonial administration (Enojo, 2010). Following the elections,... Continue Reading

THE ROLE OF POLITICAL PARTIES IN THE CONSOLIDATION OF DEMOCRACY IN NIGERIA (1999 - 2015) Chapter one 1.1 background of the study In the annals of Nigeria fourth republic, political parties have played crucial role of institutionalizing a sustainable democratic machinery that have continue to elude the country and its people through the feeding of... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 Background of the Study Globally civil society organizations (CSOs) have become active non-state agents of democratic governance saddled with the multifaceted responsibilities of providing social welfare, economic empowerment, humanitarian services, political participation, human capital development and economic... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background to the Study Public policies in Africa have been formulated and implemented over the years with the help of international organizations such as the International Monetary Fund and the World Bank. Some have also been formulated single handedly by African political leaders aimed at achieving radical and... Continue Reading

CHAPTER ONE INTRODUCTION 1.1    BACKGROUND TO THE STUDY The socio-economic and political development of any country depends largely on the ability of its leadership to facilitate, entrench and sustain good governance (Afigbo, 2007). However, when there is a culture of impunity in any society and there is a wide spread of lack of leadership by... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background of the Study Fiscal decentralization has become fashionable regardless of levels of development and civilization of societies. Nations are turning to devolution to improve the performance of their public sectors. Fiscal federalism is essentially about the allocation of government resources and spending... Continue Reading

THE ROLE OF POLITICAL PARTIES IN THE CONSOLIDATION OF DEMOCRACY IN NIGERIA (1999 - 2015) ABSTRACT The problems of political parties in the consolidation of democracy in Nigeria has been of serious concern. In the course of carrying out the research some fundamental objectives were examined, such as: The role effectiveness of political parties in... Continue Reading

Nigeria is one of the most ethnicallyand religiously diverse country in Africa, and over time ethnic and religious considerationshave been built into the electoral system itself. These factors were overly observed in the 2015 general elections, Monitor (2015)reports that on a geo-political zone basis, the South-Southhad the greatest... Continue Reading

CHAPTER ONE INTRODUCTION 1.1   Background of the Study Technological advances have changed the way people go about their daily activities. Whether we are checking our e-mails or texting or sending messages with our phones, mobile communication is growing, and our ability to navigate the World Wide Web is improving dramatically. We use the... Continue Reading