+234 813 0686 500
+234 809 3423 853
info@grossarchive.com

EFFECTS OF THE BANKING CONSOLIDATION AND REFORM ON THE OVERALL

  • Type:Project
  • Pages:73
  • Format:Microsoft Word
(Banking and Finance Project Topics & Materials)

ABSTRACT

This study examines the performance of the bank reforms and the consolidation on the Nigerian economy arising from the recently concluded banking reforms programmes. It notes that since the consolidation programmes was policy induced, the eighteen (18) months given for total compliance appeared in adequate, given the number of activities required for mergers and compliance and acquisition to be successfully harnessed. The research methods were descriptive survey methods. It also involves the administration of questionnaire on the people or respondents on the banking sectors. For the purpose of analysis, simple percentage was used as statistical tools to answer the research questions. Also, chi-square was used as the techniques of data for testing the hypothesis.

In view of the findings, it was noted that the fourteen (14) banks were liquidated as a result of their inability to meet up the N25 Billion capital bases which in turn lead to more the 5,000 job losses. However, towards fully harnessing synergies and potential of the consolidation exercise, the study calls for continuous training and re-training of bank employees as well as proper handling of post – consolidation challenges.

TABLE OF CONTENTS
Pages 
Title page i
Certification ii
Dedication iii
Acknowledgement iv
Abstract v
Table of content vi

CHAPTER ONE: INTRODUCTION
1.0 Background of Study 1
1.1 Pre – Consolidation Background of the Banking Industry 2
1.2 Statement of the Study 3
1.3 Purpose of the Study 4
1.4 Research Questions 5
1.5 Research Hypothesis 5
1.6 Significance of Study 6
1.7 Limitation of Study 6
1.8 Definition of Terms 7
Reference 8

CHAPTER TWO: LITERATURE REVIEW
2.0 Introduction 9
2.1 Theoretical Framework 10
2.2 Structure of the Nigerian banking industry 
before consolidation 14
2.3 Gains of the banking Consolidation and Recapitalization 16
2.4 Trends in banking consolidation 18
2.5 Emergence of the 25 Nigerian Banks 19
2.6 Benefits of Merger and Acquisition in the Banking Industry 24
2.7 Effects of Banking Consolidation on the various 
Economic Sectors 26
2.8 Pre-consolidation and Post – consolidation challenges 
in the banking industry 41
2.9 Pre – consolidation issues 41
2.10 Post-consolidation challenges 44
References

CHAPTER THREE: RESEARCH METHODOLOGY
3.0 Introduction 50
3.1 Restatement of the Research questions and Hypothesis 51
3.2 Research hypothesis Revisited 51
3.3 Characteristics of the Study Population 52
3.4 Sampling Design and Procedure 53
3.5 Procedures for Processing and Analyzing Data Collected 54
3.6 Limitations of the Methodology 54
References

CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA
4.0 Introduction 56
4.1 Demographic Statistics or Profile of Respondents 57
4.2 Analysis of Database on Section Two of the Questionnaire 66
4.3 Summary 70
4.4 Hypothesis Testing 70

CHAPTER FIVE: SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.0 Summary of Findings 74
5.1 Conclusions 75
5.2 Recommendations 77
Bibliography 79
Appendix 82
Questionnaire 83


EFFECTS OF THE BANKING CONSOLIDATION AND REFORM ON THE OVERALL

Share This

Details

Type Project
Department Banking and Finance
Project ID BFN1599
Price ₦3,000 ($9)
No of Pages 73 Pages
Format Microsoft Word

500
Leave a comment...

    Details

    Type Project
    Department Banking and Finance
    Project ID BFN1599
    Price ₦3,000 ($9)
    No of Pages 73 Pages
    Format Microsoft Word

    Related Works

    CHAPTER ONE INTRODUCTION 1.1       BACKGROUN OF THE STUDY  Financial institutions play the critical role of mobilizing savings from the surplus economic units and directing same to the deficit economic units for investment purposes. The financial system is the central nervous system of every economy, especially, a market economy. It comprises... Continue Reading
    CHAPTER ONE INTRODUCTION 1.1   Background to the Study The importance of public sector reform to health and the grand economy cannot be overstressed. The current drive to improve management in governments through public service reform programs to increase efficiency, effectiveness, and the delivery of quality service to the public is common to... Continue Reading
    ABSTRACT This work provides empirical evidence on the effect pension reforms have on the Nigerian capital market. Using data spanning 2004-2014 and a five variable model, market capitalization was regressed on total pension assets, number of workers registered on pension scheme, GDP per capita, and turnover ratio. Total pension assets and number... Continue Reading
    INTRODUCTION A business combination takes place when two or more business organization come together to form a single economic unit. Business combinations; could take the form of merger and acquisition where two or more previously autonomous concerns come together under common control, there is a formation of a new company, which acquires the... Continue Reading
                       CHAPTER ONE 1.0     INTRODUCTION 1.1     BACKGROUND OF THE STUDY A business combination takes place when two or more business organization come together to form a single economic unit. Business combinations; could take the form of merger... Continue Reading
    ABSTRACT The effect of Banking consolidation on the activities of insurance industry in Nigeria (A case study of AILCO Plc) The consolidation experience of the Nigeria banking sector commended as a result of the monumental reform of the banking system which started on July 6, 2004 at the 23rd meeting held at the Central Bank of Nigeria... Continue Reading
    CHAPTER ONE INTRODUCTION BACKGROUND TO THE STUDY The recent global crisis in the world has brought to the fore the need to note that this overdependence on oil creates unnecessary shocks and thus, the need for diversification of the nation’s resource base and long term growth path. The oil is an exhaustible and dwindling resource, while taxation... Continue Reading
    (A CASE STUDY OF NIGERIAN PETROLEUM DEVELOPMENT COMPANY LIMITED) CHAPTER ONE 1.0 INTRODUCTION Over the years government has been grappling with the administration of bloated workforce and the attendant workers welfare. Various methods had been applied and all seemed to have failed. The 1979 Pension Act of the Federal... Continue Reading
    ABSTRACT This term paper is written to give an insight into the effect of TAXATION in Nigeria Prospects for Reform.In realization of this purpose which was to examine the effect of taxation in Nigeria prospects for reform, the term paper provides clearly a complete coverage of the study.Chapter one dealt... Continue Reading
    (CASE STUDY OF OGUN STATE BOARD OF INTERNAL REVENUE). CHAPTER ONE INTRODUCTION 1.0             BACKGROUND TO THE STUDY The recent global crisis in the world has brought to the fore the need to note that this overdependence on oil creates unnecessary shocks and thus, the... Continue Reading