+234 813 0686 500
+234 809 3423 853
info@grossarchive.com

THE EFFECT OF CONSOLIDATION ON BANKS OPERATIONAL EFFICIENCY IN NIGERIA

  • Type:Project
  • Pages:91
  • Format:Microsoft Word
(Economics Project Topics & Materials)
ABSTRACT
The study examines the impact of bank consolidation on operational efficiency in First Bank Nigeria Plc Kaduna. Out of 125 staff, 100 were selected for the survey. Questionnaires constitute the main instrument for data collection. The mean scores was used to analyze data the research result indicates that: Consolidation improves services delivery and customer satisfaction through efficient operation as a result of good corporate governance mechanism. In spite of this positive effect consolidation brought too much liquidity that banks are yet to become use to in term of management.  The result of consolidation in Nigeria is a replay of what happened in other countries. The experience in other countries is that banking consolidations induced by government rather than market forces merely create cosmetic changes in the balance of banks without generating sustainable improvements in banking sector performance. It was recommended that Banks should give long term loans for capital financing to corporate organization this will help reduce liquidity

TABLE OF CONTENTS
Title page - - i
Declaration - - - - ii
Certification - - - iii
Approval - - - iv
Dedication - - - - v
Acknowledgment - - - vi
Table of Contents - - - vii
Abstract - - - -          ix

CHAPTER ONE: 
INTRODUCTION
1.1 Background to the study - - - - 1
1.2 Statement of the problem - - - 4
1.3 Research questions - - - - 5
1.4 Objective of the study - - - - 5
1.5 Statement of Hypothesis - - - - 6
1.6 Significance of the study - - - 6
1.7 Scope of the study- - - - -         7

CHAPTER TWO: 
LITERATURE REVIEW 
2.1 Introduction - - - - 8
2.2 A Review of Bank Concentration Theories- - - 8
2.3 Empirical Works on Consolidation in Other Countries - 15
2.4 Regulatory and Legal Framework of Capital Adequacy - - 39
2.5 Banks Distressed after the Consolidation Exercise - - - 40
2.6 Post-Consolidation Challenges - - 40

CHAPTER THREE: 
RESEARCH METHODOLOGY
3.1 Introduction - - - 58
3.2 Resign Design - - 58
3.3 Population and Sample Size of the Study - - 58
3.4 Source of Data Collection - - - 59
3.5 Method of Data Collection - - 59
3.6 Method of Data Presentation and Analysis - - - - - 60         

CHAPTER FOUR: 
DATA PRESENTATION AND ANALYSIS
4.1 Introduction - - - - - - - - - 61
4.2 Respondent Characteristics - - - - - - - 61
4.3 Data Presentation and Analysis - - - - - - 63
4.4 Test of Hypotheses - - - - - - - - 68
4.5       Discussion of Findings - - 71

CHAPTER FIVE: 
SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 Summary - - - 73
5.2 Conclusion - - - 73
5.3 Recommendations - - - 74
Bibliography - - - - 76
Appendix I - - - 79
Appendix II - - 80
THE EFFECT OF CONSOLIDATION ON BANKS OPERATIONAL EFFICIENCY IN NIGERIA

Share This

Details

Type Project
Department Economics
Project ID ECO0795
Price ₦3,000 ($9)
No of Pages 91 Pages
Format Microsoft Word

500
Leave a comment...

    Details

    Type Project
    Department Economics
    Project ID ECO0795
    Price ₦3,000 ($9)
    No of Pages 91 Pages
    Format Microsoft Word

    Related Works

                     CHAPTER ONE INTRODUCTION 1.1            Background of the Study The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation... Continue Reading
    (A CASE STUDY OF FIRST BANK PLC, KADUNA) CHAPTER ONE INTRODUCTION 1.1              Background of the Study The Nigerian banking industry has witnessed and is still witnessing revolutionary metamorphosis in recent years as a result of the restructuring programmes... Continue Reading
    CHAPTER ONE INTRODUCTION 1.1            Background of the Study 1.2            Statement of the Problem 1.3            Objectives of the Study 1.4            Significance of the Study 1.5            Research Questions... Continue Reading
    INTRODUCTION The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity... Continue Reading
    CHAPTER ONE INTRODUCTION   1.1            Background of the Study The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable.... Continue Reading
    INTRODUCTION Operation risk management is an essential part of business because firms cannot operate without taking risks. Risk is commonly associated with uncertainty, as the event may or may not occur. Risk implies exposure to uncertainty or threat (Kannan and Thangavel, 2008); and ‘a decision to do nothing explicitly avoids the opportunities... Continue Reading
    CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF THE STUDY  The Nigerian banking sector has changed tremendously since the introduction of the structural adjustment programme (SAP) on July 1996. Prior to this time, opening new bank were stringent. Banks were not only few and fair between competitor. The central bank of Nigeria (CBN) fixed minimum... Continue Reading
    Abstract The purpose of the study was to determine the effect of performance incentives on employee efficiency in Deposit Money Banks (DMBs) in Dutsin-Ma Local Government Area (LGA) of Katsina State, Northwest-Nigeria . The population of the study comprised the sixty (60) employees of all the DMBs in Dutsin-Ma LGA of Katsina State, Nigeria... Continue Reading
    ABSTRACT The effect of Banking consolidation on the activities of insurance industry in Nigeria (A case study of AILCO Plc) The consolidation experience of the Nigeria banking sector commended as a result of the monumental reform of the banking system which started on July 6, 2004 at the 23rd meeting held at the Central Bank of Nigeria... Continue Reading
    ABSTRACT The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and competitive player in the African regional and global financial... Continue Reading