In Nigeria, Micro financing is not a new phenomenon as evidenced by such cultural economic activities which were practiced to provide funds for producers in the rural communities. The earliest evidence of financial institutions in Africa dates to the 16th century: a rotating savings and credit associations (ROSCAS) among the Yoruban. As a form of social capital and also as a financial self-help groups (SHGs) was transported during the slave trade to the Caribbean Islands (Bascom, 1952:69).
TABLE OF CONTENTS
CHAPTER ONE
1.0 INTRODUCTION
1.1Background of the Study
1.2Statement of Problem
1.3Objectives of the Study
1.4Research Question
1.5Hypotheses
1.6Significance of the Study
1.7Scope of the Study
1.8Definition of Terms
CHAPTER TWO
LITERATURE REVIEW
2.1The Concept of Micro Finance
2.2Overview of Micro Finance Activities in Nigeria
2.2.1Use of Credit Guidelines
2.2.2Public Sector Funded credit Scheme
2.2.3People’s Bank and Community Bank
2.3The New Micro Finance Policy
2.3.1Policy Objective
2.3.2Policy Targets
2.3.3 Policy Strategies
2.3.4 Operational Guidelines
2.4The Goals of Micro Finance Banks
2.5Policy Measures and Instruments in the Establishment of the framework (for micro finance banks.
2.6Organic Growth path for MFBs
2.7Conceptual Framework
2.8Efforts at Micro –Credit Service Delivery
2.9Bilateral / Multilateral Institutional Efforts
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1Introduction
3.2Research Design and Methodology
3.3Sources of Data
3.3.1 Primary Source
QUESTIONNAIRES
3.3.2 Secondary Source
3.4Population of the Study
3.5Sample Size and Sample Techniques
3.7Method of Data Collection
CHAPTER FOUR
4.0DATA PRESENTATION AND ANALYSIS
4.1INTRODUCTION
4.2Presentation of Data
4.3Analysis of Research Question
4.4Test of Hypothesis
CHAPTER FIVE
5.0SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.1SUMMARY OF FINDINGS
5.2Recommendations
5.3Conclusion
Microfinance Bank as Government Strategy to Poverty Reduction in Nigeria
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ABSTRACT The introduction of microfinance banks in Nigeria is the inability of Nigerian Deposit Money Banks to provide sufficient financial service to the rural poor. Microfinance banks have taken up the challenges of the gap created by the Nigerian Deposit Money Banks. Microfinance banks can be seen as an economic growth method intended to... Continue Reading
The general objective of the study is to analyze and evaluate the rate of poverty in Nigeria. Against this backdrop, the following specific objectives will be address in the study: To identify the factors responsible for poverty in Nigeria To assess how successful the various policies and programmed initiated to reduce poverty in Nigeria. To... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Many people when they hear or read about the word poverty will automatically think and look at poverty as being simply a lack of money. This is partly true but for a better understanding of poverty it is necessary to go beyond this simple... Continue Reading
Abstract Many people when they hear or read about the word poverty will automatically think and look at poverty as being simply a lack of money. This is partly true but for a better understanding of poverty it is necessary to go beyond this simple or common sense, definition of poverty. Poverty is much more than a simple lack of money. For... Continue Reading