The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have been able to alert the banks and government of this ugly situations which hampers general economic.
The content has been segmented into chapter and each chapter treating district aspect of bank loan all of then culmination to emphasis the importance of bank lending and why three should not be any obstruction to obtaining it.
The book starts by first of all explaining the different types of bank lending and the types of banks involved so as to point out the different credit guide-time affecting each banks as regards its capacity to lend and to what extent. It is also worth while to mention that the general element of good lending are also incorporated at least to justify the banks and the government in some of their restrictive measures of lending.
Severed more banking services have been added to the chapters to elucidate the negative economic effect or low bank lending cum services.
There is also included the appropriate recommendation and conclusion necessary to direct the lending sector towards the correct way of obtaining bank loans.
TABLE OF CONTENT
Table of content
1.1the meaning of banking loan
1.2short term loan
i.short term loan
1.3medium term loan
i.medium term loan
ii.long term loan
2.1 practice of good banking lending
2.2 principle of good bank lending
3.0 Research methodology
3.2The source of data
3.3Location of data
3.4Methods of data presentation
4.1 Role of banks in economic development
4.2 Role of bank in economic prospects.
1.1Recommendation and conclusion
THE PROBLEMS OF OBTAINING BANK LOANS BY SMALL-SCALE INDUSTRY FROM NIGERIA BANK
1.1 Introduction The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have been... Continue Reading
ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu. It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme. This is because of their higher... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The issue of financing small and medium scale enterprises has been the center piece of discussions between the government and banks. While banks want to lend... Continue Reading
ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the commercial bank principles and practice of lending. The... Continue Reading
PROBLEMS OF OBTAINING BANK LOANS IN NIGERIAN BANKS ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the... Continue Reading
ABSTRACT Small and Medium enterprises are the catalyst for economic growth in most economies thus, the fundamental objective of this study is to investigate the impact of loans on Small and Medium Enterprises (SMEs) in Nigeria. So that the ability of SMEs to develop positively and drive economic growth in the Nigeria will become real. Simple... Continue Reading
ABSTRACT This project work was carried out primarily to assess the role of commercial banks in financing small scale industries with particular reference to UBA Plc Awka Branch. In this exercise, two vital categories of functional areas were investigated. The two groups under investigation were the staff and customers of UBA. They were considered... Continue Reading
THE IMPACT OF MICRO-FINANCE INSTITUTION IN THE PROVISION OF SHORT-TERM LOAN TO SMALL SCALE ENTERPRISES (A STUDY OF EKONDO MICROFINANCE BANKS LIMITED), CALABAR SOUTH LOCAL GOVERNMENT AREA. CHAPTER ONE INTRODUCTION Entrepreneurship is the foundation for small scale enterprises. Small scale enterprises are the key for economic growth and development.... Continue Reading
(A CASE STUDY OF ENTERPRISE BANK PLC, ENUGU) ABSTRACT The major objective of the study is to ascertain the extent to which The Commercial Bank plays In Financing Small and Medium Scale Industry in Nigeria using Enterprises Bank plc, Enugu. Instrument of data... Continue Reading
CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY The study of the role of government agencies towards the development of small scale enterprises is quite interesting. These enterprise have a very important impact on the life of everybody in the society. Small independence business are everywhere and in every line of work, they can also be... Continue Reading