+234 813 0686 500
+234 809 3423 853
info@grossarchive.com

COMMERCIAL BANKS LENDING PRACTICES AND THE INCIDENCE OF BAD DEBT IN NIGERIA

  • Type:Project
  • Pages:54
  • Format:Microsoft Word
(Banking and Finance Project Topics & Materials)
ABSTRACT
This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it.
In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its ineffective management.
The nature of project writing in ordinary National Diploma level demands that the source of collecting data should be secondary, hence the researcher did not use interviews and questionnaires, but the research conducted was only limited to already published materials.
The researcher discovered that problem loans do not just occur, they are caused by variety of factors, and some are controllable while others are not.
Generally, bad debt has a negative impact in the operations of banks. It is anathema to sound banking system, therefore financial analysis must work hard to control and manage it effectively.
The researcher recommended some possible solution and suggestion on the commercial bank lending techniques and also means of controlling bad debt.

TABLE OF CONTENTS                            Page
TITLE PAGE                                    i
APPROVAL PAGE                                ii
DEDICATION                                    iii
ACKNOWLEDGMENT                                iv
ABSTRACT                                            v
TABLE OF CONTENT
                                vi-vii
CHAPTER ONE
1.1 BACKGROUND OF THE STUDY                     1
1.2 STATEMENT OF THE PROBLEM                    1-2
1.3 OBJECTIVE OF THE STUDY                         2
1.4 SIGNIFICANCE OF THE STUDY                      3
1.5 LIMITATION OF THE STUDY                          3
1.6 DEFINITION OF TERMS   
                         4-5
CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE                    6
2.1 PRINCIPLES OF GOOD LENDING                                   6-19
2.2 BANK AND THE ECONOMY
                                                          20-21
CHAPTER THREE
3.0 RESEARCH DESIGN AND METHODOLOGY                  22
3.1 SOURCES OF DATA                                  22
3.2 LOCATION OF DATA                                          22-23
3.3 METHOD OF DATA COLLECTION
                         23
CHAPTER FOUR
4.0 FINDINGS                                         24
4.1 BANK RELATED FACTORS                                     24-25
4.2 CUSTOMER RELATED FACTORS                       25-26
4.3 UNCONTROLLABLE FACTORS                       26-27
4.4 WARNING SIGNALS                               27-28
4.5 EFFECTS OF BAD DEBT                                           28-29
4.6 LOAN RECOVERY MEASURES
                            
CHAPTER FIVE
5.0 RECOMMENDATIONS                                31-33
5.1 CONCLUSION                                   33-35
BIBLIOGRAPHY

COMMERCIAL BANKS LENDING PRACTICES AND THE INCIDENCE OF BAD DEBT IN NIGERIA

Share This

Details

Type Project
Department Banking and Finance
Project ID BFN1434
Price ₦3,000 ($9)
No of Pages 54 Pages
Format Microsoft Word

500
Leave a comment...

    Details

    Type Project
    Department Banking and Finance
    Project ID BFN1434
    Price ₦3,000 ($9)
    No of Pages 54 Pages
    Format Microsoft Word

    Related Works

    ABSTRACT In carry out this research, Attempts was made to evaluate the causes and the effect of bad bests in banks lending to fulfill this task. We established the objectives of this study which included the identification of the causes of bad debt or the banks and the economy at large recommendation of possible solutions. In conclusion on the... Continue Reading
    CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN   NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC) ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the... Continue Reading
    CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC) ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the... Continue Reading
    ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence bad debt of Money-Deposit... Continue Reading
    TABLE OF CONTENTS Title page: = = = = i Approval page: = = = = ii Dedication: = = = = iii Acknowledgment: = = = iv Abstract: = = = = v Table of contents: = = = vi CHAPTER ONE 1.1 Background of the study: = = 1 1.2 Statement of problem: = = 2 1.3 Objective of the study: = = 3 1.4 Significance of the study: = = 4 1.5 Scope and limitation of the... Continue Reading
    ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and... Continue Reading
    TABLE OF CONTENTS CHAPTER ONE 1.1              Background of the study:                   1.2              Statement of problem:                        1.3              Objective of the... Continue Reading
    ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and... Continue Reading
    ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts. Besides a cursory look at the annual statement of most... Continue Reading