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AN APPRAISAL OF AGRICULTURAL FINANCING AND LOAN RECOVERY IN NIGERIA.

  • Type:Project
  • Pages:37
  • Format:Microsoft Word
(Accounting Project Topics & Materials)
ABSTRACT
The banking sector is a dynamic agent of economic growth, it is always the major focus of attention when formulating policies that would have for reaching effects in the economy. However, banks have failed to provide adequate end meaningful credit to agriculture, which is the core sector of the economy, but have instead concentrated in the area of general commerce.
The problems of agricultural financing and loan recovery in a growing nation like Nigeria cant be over-emphasized.
These problems are encountered by both financiers and farmers. (Mostly small scale formers) they have considerable effect on government policies and consequently on the nations economy. Some of the problems include:-
High cost of loan (interest), late disbursement of loan, lack of adequate supervision and ineffective loan of recovery mechanism.
More than 60% Nigerian population are farmers, yet Nigeria still import food for their citizens. This is due to the constraints facing agricultural development such as local unavailability of logistics and equipment, poor storage facilities, use of crude implements and lack of agricultural finance.
As a result of all these, the federal government was motivated  in May, 1973 to incorporate the Nigeria agricultural and co-operative Bank (NACB) as an agent to develop the agricultural sector of the economy.

TABLE OF CONTENTS
Cover page
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of contents

CHAPTER ONE
1.0 Introduction
1.1 Purpose of the study
1.2 Significance of the study
1.3 Scope and limitation of the study
1.4 Definition of terms

CHAPTER TWO
2.1 Government attempts to provide fund for rural farmers
2.2 Problems of loan repayment
2.3 Decline in agricultural production/ its causes
2.4 Banks as middlemen in fund allocation
2.5 Fund as the bedrock of any agricultural venture 
2.6 Guiding against risk
2.7 Fasten decentralization programme

CHAPTER THREE
3.0 Research methodology
3.1 Area of study
3.2 Source of data
3.3 Primary source
3.4 Secondary source
3.5 Sample and sampling techniques

CHAPTER FOUR
4.1 Findings
4.2 Constraints of agricultural finance sourcing

CHAPTER FIVE
5.1 Conclusion
5.2 Recommendation
Bibliography

AN APPRAISAL OF AGRICULTURAL FINANCING AND LOAN RECOVERY IN NIGERIA.

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Details

Type Project
Department Accounting
Project ID ACC2478
Price ₦3,000 ($20)
No of Pages 37 Pages
Format Microsoft Word

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    Details

    Type Project
    Department Accounting
    Project ID ACC2478
    Price ₦3,000 ($20)
    No of Pages 37 Pages
    Format Microsoft Word

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