Banks have been credited generally with enviable role of being a very crucial source of funds for the development of the economy.
This recognition largely comes from the roles assumed by most banking institution in mobilizing deposits and channeling funds toward feasible and viable ventures. The size and level such profitable ratchet along with either complimentary factors contribute to economic well being of the country in which the bank is situated. Consequently, banking institutions have been an agent of economic growth and development.
Banks accepts deposits from surplus units and uses such funds as loan and advances to deficit units so as to generate interest, which may accrue from the advances. This helps the banks in running of its day-to-day administrative cost, and also pay satisfactory dividend to its shareholders.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Proposal
Table of contents
CHAPTER ONE
INTRODUCTION
1.1Background of the study
1.2Statement of problem
1.3Objective of the study
1.4Significance of the study
1.5Scope and limitation of the study
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1Credit management
2.2Securities for bank lending
2.3Causes of bad debts
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1Research methodology
3.2Sources of data
3.3Location of data
CHAPTER FOUR
FINDINGS
4.1Insurance policies
4.2Securities acceptance for bank lending
CHAPTER FIVE
RECOMMENDATION AND CONCLUSION
5.1Recommendation
5.2Conclusion
BIBLIOGRAPHY
A STUDY OF THE MANAGEMENT OF BAD DEBT IN THE NIGERIAN BANKING INDUSTRY SCOPE AND REMEDIES
Abstract This project work analyzed the incidence of bad debt in the banking industries as well as the effect on the individual borrowers and shareholders. The project work also stressed on the cause of bad debt and its implication on the economy. At the same time, it states... Continue Reading
INTRODUCTION Bank have been credited generally with enviable role of being a very important source of funds or capital for the development of the economy. This recognition largely emanates from the roles assumed by most banking institute in mobilizing various deposits and channeling some towards feasible and viable ventures. This size tyre and... Continue Reading
ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition. Findings from this study indicate that bad... Continue Reading
MANAGEMENT OF BAD DEBT IN THE NIGERIA BANKING SYSTEM SCOPES AND REMEDIES. ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer... Continue Reading
1.1 STATEMENT OF PROBLEMS AND PURPOSE OF THE STUDY A commercial bank can be defined operationally as a financial institution which deal in the commerce of money and credit, holding itself out of receive form public deposited repayable on demand, will face the risk of future. i.e. it goes on accumulating irrecoverable debts. However, their most... Continue Reading
1.1 STATEMENT OF PROBLEMS AND PURPOSE OF THE STUDY A commercial bank can be defined operationally as a financial institution which deal in the commerce of money and credit, holding itself out of receive form public deposited repayable on demand, will face the risk of future. i.e. it goes on accumulating irrecoverable debts. However, their most... Continue Reading
FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: CAUSES AND POSSIBLE REMEDIES ABSTRACT There are so many difficulties which this research work is confronted with. Bank officers were so reluctant to give out helpful information of this project. And there is also the cost of research and limited time, for acquisition, analysis and proper interpretation... Continue Reading
. ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited time for acquisition analysis and prop or... Continue Reading
ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited time for acquisition analysis and prop or interpretation of data effort was mode bys the researcher to personally visit places... Continue Reading
ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited time for acquisition analysis and prop or interpretation of data effort was mode bys the researcher to personally visit places... Continue Reading